4403 Peach Rd, Melissa, TX 75454 Property Records

Collin County property record for 4403 Peach Rd, Melissa, TX 75454

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,656 sqft · built 2005
Owner	Individual Name on Record
Tax Bill	$6,351 (2024)
Deeds & Mortgages	Mar 2023 Construction Loan Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-8596-00B-0020-1`

Property Details

APN / Parcel Number

Primary APN	`R-8596-00B-0020-1`
Alternative APN	`2561932`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,656 sqft Living Area
Gross Area	2,121 sqft
1st Floor Area	1,656 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	465 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2561932
Street Address	4403 PEACH RD
City	MELISSA
State	TX
Zip	75454-2524
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH CREEK PHASE I (CML), BLK B, LOT 2
Legal Subdivision	NORTH CREEK PHASE I (CML)
Legal Phase	1
Legal Block	B
Legal Lot Number	2
Jurisdiction	COLLIN TX
Township / Civil Division	ANNA
Census Block Group	3
Census Block	3009
Census Tract	30207

Owner

Source: Collin County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4403 PEACH RD, MELISSA, TX 75454-2524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Vendor's Lien, Transfer · Construction Mortgage FREEDOM MORTGAGE CORP
Nov 26, 2019	Deed of Trust, Mortgage CITIZENS BK NA
Apr 4, 2018	Warranty Deed, Transfer FRANKLIN AMERICAN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2023
Deed Sale	Mar 28, 2023
Prior Sale	Aug 21, 2009
Deed Document Number	2023000031843
Record Updated	Jun 8, 2026

March 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Mar 28, 2023
Property Address	4403 PEACH RD, MELISSA, TX 75454-2524
Document Number	2023000031843
Map Reference	VOL P PG 948
Instrument Date	Mar 24, 2023
Instrument	2023000031843
Transaction Type	Transfer
Record Updated	Apr 10, 2023
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4403 PEACH RD, MELISSA, TX 75454-2524

Mortgage

Document Number	2023000031844
Date	Mar 28, 2023
Instrument	2023000031844

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	4403 PEACH RD, MELISSA, TX 75454-2524
Document Number	0001534230
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE/TX INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4403 PEACH RD MELISSA TX 754542524, MELISSA, TX 75454-2524

Mortgage

Document Number	0001534230
Date	Dec 3, 2019
Instrument	1534230

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Apr 4, 2018
Property Address	4403 PEACH RD, MELISSA, TX 75454-2524
Document Number	0000412010
Instrument Date	Apr 2, 2018
Instrument	412010
Transaction Type	Transfer
Record Updated	Apr 16, 2018
Title Company	REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4403 PEACH RD MELISSA TX 754542524, MELISSA, TX 75454-2524

Mortgage

Document Number	412020
Date	Apr 4, 2018
Instrument	412020

Lender

Name	FRANKLIN AMERICAN MTG
Type	Mortgage Company
Address	IRVING, TX 75039

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2048

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Melissa City
Unified School District	Melissa Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$308,074 (-9.11%) Land $95,000 Building $213,074	$308,074 (-9.11%) Land $95,000 Building $213,074
2024	$6,351.00 (+49.96%)
2023		$338,955 Land $95,000 Building $243,955	$338,955 Land $95,000 Building $243,955
2022	$4,235.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELISSA serves 26,234 people · EPA ID TX0430040
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Grayson Collin Communications, Rise Broadband.

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