4403 Loretta Ln, Benton, AR 72015 Property Records

Saline County property record for 4403 Loretta Ln, Benton, AR 72015

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,805 sqft · built 2002
Lot Size	0.227 acres (9,918 sqft)
Owner	2 Individual Names on File
Last Sale	$157,500 (Oct 2014)
Tax Bill	$1,362 (2024)
Deeds & Mortgages	May 2019 Loan Modification Sep 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`800-20800-004`

Property Details

APN / Parcel Number

Primary APN	`800-20800-004`
Alternative APN	`57415`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,805 sqft Living Area
1st Floor Area	1,805 sqft
Flooring	Steel Beam

Exterior

Year Built	Built 2002
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	9,918 sqft (0.227 acres)
Lot Dimensions	87 ft deep x 114 ft wide
Garage Type	Attached
Garage Area	400 sqft
Driveway	Driveway
Driveway Area	592 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	26 sqft
Patio Area	143 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	57415
Street Address	4403 LORETTA LN
City	BENTON
State	AR
Zip	72015-6272
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2014-74431
Legal Range	14W
Legal Township	01S
Legal Section	31
Legal Subdivision	EMERALD VALLEY PH I
Legal Lot Number	4
Jurisdiction	SALINE AR
Township / Civil Division	BAUXITE
Census Block Group	2
Census Block	2000
Census Tract	10104

Owner

4403 Loretta Ln is owned and occupied by two individuals who bought it in October 2014.

Source: Saline County records, as of October 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4403 LORETTA LN, BENTON, AR 72015-6272
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 9, 2019	Loan Modification, Mortgage JP MORGAN CHASE BK
Sep 1, 2017	Loan Modification, Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2014 · Amount on File
Deed Sale	Oct 8, 2014 · Amount on File
Deed Document Number	2014-074431
Deed Book / Page	2014 / 74431
Record Updated	Jun 8, 2026

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SALINE AR
Property Address	4403 LORETTA LN, BENTON, AR 72015-6272
Document Number	0000009477
Instrument Date	May 9, 2019
Transaction Type	Mortgage
Record Updated	Jun 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4403 LORETTA LN BENTON AR 720156272, BENTON, AR 72015-6272

Mortgage

Document Number	0000009477
Date	May 23, 2019
Instrument	9477

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43219-6009

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 22, 2049

Interest

Rate	3.5%

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SALINE AR
Property Address	4403 LORETTA LN, BENTON, AR 72015-6272
Document Number	0000017886
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4403 LORETTA LN BENTON AR 720156272, BENTON, AR 72015-6272

Mortgage

Document Number	0000017886
Date	Sep 22, 2017
Instrument	17886

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203

Agreement

Amount	Amount on Record
Term	336 Months
Due	Sep 21, 2045

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Benton City
County	Saline County
Unified School District	Bryant Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,881 Land $6,400 Building $30,481
2024	$1,362.00 (+0.44%)
2023	$1,356.00 Homeowner's exemption	$36,881 Land $6,400 Building $30,481	$184,405 Land $32,000 Building $152,405

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4403 Loretta Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4403 Loretta Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

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