4403 Esplanade Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 4403 Esplanade Cir, Folsom, CA 95630

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,501 sqft · built 2005
Owner	Individual Name on File
Last Sale	$268,000 (Jun 2014)
Tax Bill	$3,833 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071-1810-019-0072`

Property Details

APN / Parcel Number

Primary APN	`071-1810-019-0072`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,501 sqft Living Area
1st Floor Area	759 sqft
2nd Floor Area	742 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4403 ESPLANADE CIR
City	FOLSOM
State	CA
Zip	95630-7386
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SP-RM-17 (
Legal Description	PARCEL MAP 171-020 BLDG 37 UNIT 4403
Legal Subdivision	ESPLANADE PH 01
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	3
Census Block	3005
Census Tract	8501

Owner

4403 Esplanade Cir, a condominium, is owned and occupied by an individual who bought it in June 2014.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	4403 ESPLANADE CIR, FOLSOM, CA 95630-7386
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2020	Deed of Trust, Mortgage · Conventional with PMI SCHOOLSFIRST FCU
Apr 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLS FIN'L CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2014 · Amount on File
Deed Sale	Jun 30, 2014 · Amount on File
Prior Sale	Feb 8, 2006 · Amount on File
Deed Book / Page	20140630 / 1033
Prior Transfer Date	Feb 7, 2006
Prior Transfer Doc	0000001590
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4403 ESPLANADE CIR, FOLSOM, CA 95630-7386
Document Number	2011240359
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 10, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4403 ESPLANADE CIR FOLSOM CA 956307386, FOLSOM, CA 95630-7386

Mortgage

Document Number	2011240359
Date	Nov 24, 2020
Instrument	2011240359

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 23, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4403 ESPLANADE CIR, FOLSOM, CA 95630-7386
Document Number	1804230768
Instrument Date	Apr 17, 2018
Transaction Type	Mortgage
Record Updated	May 3, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4403 ESPLANADE CIR FOLSOM CA 956307386, FOLSOM, CA 95630-7386

Mortgage

Document Number	1804230768
Date	Apr 23, 2018
Instrument	1804230768

Lender

Name	SCHOOLS FIN'L CU
Type	Credit Union
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4403 Esplanade Cir was $3,833 with a homeowner's exemption, up 2% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$335,087 (+2%) Land $75,015 Building $260,072
2025	$3,833.00 (+2%) Homeowner's exemption	$328,518 Land $73,545 Building $254,973
2024	$3,758.00 (+1.65%)
2023	$3,697.00 (+1.43%) Homeowner's exemption	$315,763 Land $70,690 Building $245,073
2022	$3,645.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4403 Esplanade Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4403 Esplanade Cir is moderate, ranking above 40% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net, Verizon.

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