44028 Terraza Ct, Temecula, CA 92592 Property Records

Riverside County property record for 44028 Terraza Ct, Temecula, CA 92592 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.75 Baths
Year BuiltBuilt 2003
Square Footage2,297 sqft Living Area
Lot Size5,227 sqft (0.12 acres)
GarageAttached, 582 sqft
OccupancyOwner Occupied
Tax Bill$4,728.00 (2024)

Owner

Source: Riverside County records · APN 959-292-042

Assessment roll updated August 6, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address44028 TERRAZA CT, TEMECULA, CA 92592-3966
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2026Deed of Trust, Mortgage · Conventional Mortgage
NAVY FEDERAL CREDIT UNION
Apr 19, 2024Deed of Trust, Mortgage · Stand Alone Second Mortgage
NAVY FCU
Dec 10, 2019Quit Claim Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
NAVY FCU
Nov 15, 2018Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 10, 2019
Deed SaleDec 10, 2019
Prior SaleJun 04, 2002 · Amount on Record
Deed Doc Number2019509353
Prior Transfer DateDec 03, 2019
Prior Transfer Doc0000509353
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Recording DateApr 28, 2026
Property Address44028 TERRAZA CT, TEMECULA, CA 92592-3966
Document Number0000127844
Instrument DateApr 20, 2026
Instrument2026127844
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167
Address44028 TERRAZA CT, TEMECULA, CA 92592-3966

Mortgage

Document Number0000127844,
DateApr 28, 2026
Instrument2026127844
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 01, 2046
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address44028 TERRAZA CT, TEMECULA, CA 92592-3966
Transaction TypeMortgage
Record UpdatedMay 07, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address44028 TERRAZA CT, TEMECULA, CA 92592-3966

Mortgage

Document Number0000115236
DateApr 19, 2024
Instrument2024-0115236
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueApr 01, 2044

December 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionRIVERSIDE CA
Recording DateDec 10, 2019
Property Address44028 TERRAZA CT, TEMECULA, CA 92592-3966
Document Number0000509353
Instrument DateDec 03, 2019
Instrument509353
Transaction TypeTransfer
Record UpdatedDec 20, 2019
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address44028 TERRAZA CT TEMECULA CA 925923966, TEMECULA, CA 92592-3966

Mortgage

Document Number509354
DateDec 10, 2019
Instrument509354
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueDec 09, 2049

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address44028 TERRAZA CT, TEMECULA, CA 92592-3966
Document Number0000496283
Instrument DateNov 15, 2018
Transaction TypeMortgage
Record UpdatedJan 04, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address44028 TERRAZA CT TEMECULA CA 925923966, TEMECULA, CA 92592-3966

Mortgage

Document Number0000496283
DateDec 21, 2018
Instrument496283
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 20, 2038

Tax Assessment & Valuation

Source: Riverside County records · Assessment roll updated August 6, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityTemecula City
Unified School DistrictTemecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,801.00 (+1.54%)$394,850 (+4.04%) Land $88,622 Building $306,228
2024$4,728.00 (+0.85%)
2023$4,688.00 (+2.36%)$379,520 Land $85,182 Building $294,338
2022$4,580.00
2021$584,280

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Riverside County (06065C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN959-292-042

Interior

Bedrooms4 Beds
Full Baths2.75 Baths
Partial Baths1 Partial Baths
Building Area2,297 sqft Living Area
Gross Area2,879 sqft Gross Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2003
Construction TypeWood Construction
Roof MaterialTile Roof
Lot Area5,227 sqft (0.12 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area582 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address44028 TERRAZA CT
CityTEMECULA
StateCA
Zip92592-3966
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description.12 ACRES IN LOT 58 MB 284/097 TR 24183
Legal SubdivisionTRACT MAP NO 24183
Legal Tract24183
Legal Lot Number58
JurisdictionRIVERSIDE CA
Minor Civil DivisionMURRIETA
Census Blockgroup4
Census Block4004
Census Tract43265

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