44024 Oberlin Elyria Rd, Oberlin, OH 44074 Property Records

Lorain County property record for 44024 Oberlin Elyria Rd, Oberlin, OH 44074

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,660 sqft · built 1900
Lot Size	3.8 acres (165,528 sqft)
Owner	Individual Name on Record
Last Sale	$259,500 (Jun 2021)
Tax Bill	$5,687 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-00-089-000-069`

Property Details

APN / Parcel Number

Primary APN	`09-00-089-000-069`
Alternative APN	`0900089000012`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,660 sqft Living Area
1st Floor Area	1,906 sqft
2nd Floor Area	684 sqft

Exterior

Year Built	Built 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	165,528 sqft (3.8 acres)
Garage Type	Attached
Garage Area	1,196 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	416 sqft
Deck Area	368 sqft
Patio Area	368 sqft
Pole Barn	2,592 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Old Parcel Number	0900089000012
Street Address	44024 OBERLIN ELYRIA RD
City	OBERLIN
State	OH
Zip	44074-9750
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM -012
Legal Subdivision	LORAIN
Legal Lot Number	89
Jurisdiction	LORAIN OH
Township / Civil Division	NEW RUSSIA
Census Block Group	3
Census Block	3001
Census Tract	60100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	44024 OBERLIN ELYRIA RD, OBERLIN, OH 44074-9750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 25, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jun 25, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2021 · Amount on Record
Deed Sale	Jun 25, 2021 · Amount on Record
Prior Sale	Jan 3, 2012 · Amount on Record
Deed Document Number	2021003953
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	44024 OBERLIN ELYRIA RD, OBERLIN, OH 44074-9750
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44024 OBERLIN ELYRIA RD, OBERLIN, OH 44074-9750

Mortgage

Document Number	0000934647
Date	Nov 2, 2023
Instrument	2023-0934647

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 20, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 25, 2021
Property Address	44024 OBERLIN ELYRIA RD, OBERLIN, OH 44074-9750
Document Number	20210825313
Instrument Date	Jun 21, 2021
Instrument	2021-0825313
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	20210825314
Date	Jun 25, 2021
Instrument	2021-0825314

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Jun 25, 2021
Property Address	44024 OBERLIN ELYRIA RD, OBERLIN, OH 44074-9750
Document Number	0000825313
Instrument Date	Jun 21, 2021
Instrument	2021-0825313
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	44024 OBERLIN ELYRIA RD, OBERLIN, OH 44074-9750

Mortgage

Document Number	0000825314
Date	Jun 25, 2021
Instrument	2021-0825314

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	New Russia Township
Unified School District	Oberlin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,687.00	$129,740 (+%) Land $23,850 Building $105,890	$370,680 (-) Land $68,140 Building $302,540
2024	$5,687.00 (+39.76%)	$129,738 (+58.52%) Land $23,849 Building $105,889	$370,680 (+58.53%) Land $68,140 Building $302,540
2023	$4,069.00 (+3.06%)	$81,841 (+%) Land $24,108 Building $57,733	$233,830 (-) Land $68,880 Building $164,950
2022	$3,948.00	$81,840 Land $24,110 Building $57,730
2021			$233,830 Land $68,880 Building $164,950

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OBERLIN WATER DEPARTMENT serves 8,600 people · EPA ID OH4700911
Water Source	Surface water
Last State Inspection	Mar 2026
Also Mapped Here	RURAL LORAIN CO. WATER A
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2024 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Cable Co-op.

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