44020 Choptank Ter, Ashburn, VA 20147 Property Records

Loudoun County property record for 44020 Choptank Ter, Ashburn, VA 20147

Property Summary

Property TypeTownhouse
Details2 bd · 4 ba · 1,380 sqft · built 1991
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on File
Last Sale$245,000 (Nov 2008)
Tax Bill$4,008 (2023)
Deeds & MortgagesJan 2024 Mortgage
Feb 2026 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN085-39-3301-000

Property Details

APN / Parcel Number

Primary APN085-39-3301-000
Alternative APN
  • 62/C13/23

Interior

Bedrooms2 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories2 Stories
Building Area1,380 sqft Living Area
Gross Area2,060 sqft
1st Floor Area680 sqft
Basement Area360 sqft
Finished Basement360 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2000
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,614 sqft (0.06 acres)
Deck Area240 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Old Parcel Number/62/C13////23/
Street Address44020 CHOPTANK TER
CityASHBURN
StateVA
Zip20147-3943
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePDH4
Legal DescriptionASHBURN VILL SEC.26 L.23 200811030065268
Legal SubdivisionASHBURN
Legal Lot Number23
JurisdictionLOUDOUN VA
Township / Civil DivisionBROAD RUN
Census Block Group2
Census Block2002
Census Tract611014

Owner

Source: Loudoun County records · APN 085-39-3301-000

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address44020 CHOPTANK TER, ASHBURN, VA 20147-3943
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 18, 2024Deed of Trust, Mortgage
STRATEGIC FEDERAL CREDIT UNION
Feb 24, 2026Deed of Trust, Mortgage
STRATEGIC FCU
Jun 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER
Jun 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
MR COOPER
Sep 21, 2019Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 03, 2008 · Amount on Record
Deed SaleNov 03, 2008 · Amount on Record
Prior SaleAug 15, 2003 · Amount on Record
Deed Document Number20081103065268
Record UpdatedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address44020 CHOPTANK TER, ASHBURN, VA 20147-3943
Transaction TypeMortgage
Record UpdatedMay 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002151
DateJan 18, 2024
Instrument202401180002151
Lender
NameSTRATEGIC FEDERAL CREDIT UNION
Agreement
AmountAmount Recorded
Term60 Months
DueJan 18, 2029
Interest
Rate TypeFixed Rate

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address44020 CHOPTANK TER, ASHBURN, VA 20147-3943
Transaction TypeMortgage
Record UpdatedMay 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009053
DateFeb 24, 2026
Instrument20260224-0009053
Lender
NameSTRATEGIC FCU
TypeCredit Union
Agreement
AmountAmount Recorded
Term180 Months
DueFeb 20, 2041

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address44020 CHOPTANK TER, ASHBURN, VA 20147-3943
Transaction TypeMortgage
Record UpdatedMay 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000065480
DateJun 11, 2021
Instrument202106110065480
Lender
NameMR COOPER
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051
Interest
Rate TypeFixed Rate

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address44020 CHOPTANK TER, ASHBURN, VA 20147-3943
Transaction TypeMortgage
Record UpdatedJul 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202106110065480
DateJun 11, 2021
Instrument202106110065480
Lender
NameMR COOPER
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051
Interest
Rate TypeFixed Rate

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDOUN VA
Property Address44020 CHOPTANK TER, ASHBURN, VA 20147-3943
Document Number20190923057003
Instrument DateSep 21, 2019
Transaction TypeMortgage
Record UpdatedOct 08, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address44020 CHOPTANK TER ASHBURN VA 201473943, ASHBURN, VA 20147-3943

Mortgage

Document Number20190923057003
DateSep 23, 2019
Instrument57003
Lender
NameNATIONSTAR MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 22, 2034
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$4,008.00$458,110 Land $170,000 Building $288,110$458,110 Land $170,000 Building $288,110

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Loudoun County (51107C), as of June 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511076110142, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

Based on FCC filings for 384 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system VA6107350, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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