4402 Spence Dr, Midland, TX 79707 Property Records

Midland County property record for 4402 Spence Dr, Midland, TX 79707

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,437 sqft · built 1981
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$282,635 (Jun 2026)
Tax Bill	$4,352 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jan 2019 Mortgage + 1 more
APN	`R000033410`

Property Details

APN / Parcel Number

Primary APN	`R000033410`
Alternative APNs	`00064200.001.0090` `642000010090`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,437 sqft Living Area
1st Floor Area	1,437 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	7,797 sqft (0.179 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	4402 SPENCE DR
City	MIDLAND
State	TX
Zip	79707-3151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1F2
Legal Description	ACRES: 0.179 BLK: 001 LOT: 009 ADDN: NORTHGATE
Legal Subdivision	NORTHGATE
Legal Block	1
Legal Lot Number	9
Jurisdiction	MIDLAND TX
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2001
Census Tract	10115

Owner

Source: Midland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4402 SPENCE DR, MIDLAND, TX 79707-3151
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed, Transfer · FHA Mortgage RIGHT START MORTGAGE
Jan 29, 2019	Vendor's Lien, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC
May 9, 2017	Deed of Trust, Mortgage COMMUNITY NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2026 · Amount on Record
Deed Sale	Jun 17, 2026 · Amount on Record
Prior Sale	Jan 29, 2019 · Amount on Record
Deed Document Number	202619721
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDLAND TX
Recording Date	Jun 17, 2026
Property Address	4402 SPENCE DR, MIDLAND, TX 79707-3151
Document Number	0000019721
Instrument Date	Jun 12, 2026
Instrument	202619721
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	LONE STAR ABSTRACT AND TITLE COMPANY, LONE STAR ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4402 SPENCE DR, MIDLAND, TX 79707-3151

Mortgage

Document Number	0000019722,
Date	Jun 17, 2026
Instrument	202619722

Lender

Name	RIGHT START MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

Mortgage

Document Number	0000019723,
Date	Jun 17, 2026
Instrument	202619723

Lender

Name	TEXAS STATE AFFORDABLE HSNG COMPANY

Agreement

Amount	Amount Recorded
Term	3 Months
Due	Jun 12, 2029

Interest

Rate	6.37%
Max Rate	-1%

January 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MIDLAND TX
Recording Date	Jan 29, 2019
Property Address	4402 SPENCE DR, MIDLAND, TX 79707-3151
Document Number	0000002701
Map Reference	CAB B PG 397
Instrument Date	Jan 28, 2019
Instrument	2019-02701
Transaction Type	Transfer
Record Updated	Jan 18, 2022
Title Company	WEST TEXAS ABSTRACT & TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4402 SPENCE DR, MIDLAND, TX 79707-3151

Mortgage

Document Number	0000002702
Date	Jan 29, 2019
Instrument	2019-02702

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND TX
Property Address	4402 SPENCE DR, MIDLAND, TX 79707-3151
Document Number	0000014381
Instrument Date	May 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017
Title Company	LONE STAR ABSTRACT AND TITLE COMPANY, LONE STAR ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4402 SPENCE DR MIDLAND TX 797073151, MIDLAND, TX 79707-3151

Mortgage

Document Number	0000014381
Date	May 17, 2017
Instrument	14381

Lender

Name	COMMUNITY NAT'L BK
Type	Bank
Address	MIDLAND, TX 79701

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 16, 2047

Tax Assessment & Valuation

Source: Midland County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Midland County
Municipality	Midland City
Unified School District	Midland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,352.00 (-2.11%)	$286,580 (-0.8%) Land $54,670 Building $231,910	$286,580 (-0.8%) Land $54,670 Building $231,910
2024	$4,446.00 (+2.7%)
2023	$4,329.00	$288,900 Land $54,670 Building $234,230	$288,900 Land $54,670 Building $234,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND WATER PURIFICATION PLANT serves 157,000 people · EPA ID TX1650001
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Feb 2026 Arsenic resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Net Ops Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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