4402 NW 45th St, Ocala, FL 34482 Property Records

Marion County property record for 4402 NW 45th St, Ocala, FL 34482

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,633 sqft · built 2006
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$193,000 (May 2021)
Tax Bill	$2,843 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Sep 2019 Sale & Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13701-000-27`

Property Details

APN / Parcel Number

Primary APN	`13701-000-27`
Alternative APN	`3368649000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,633 sqft Living Area
1st Floor Area	1,633 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2014
Exterior Material	Brick
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	129 ft deep x 70 ft wide
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	140 sqft
Patio Area	100 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	3368649000
Street Address	4402 NW 45TH ST
City	OCALA
State	FL
Zip	34482-7898
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	SEC 34 TWP 14 RGE 21 PLAT BOOK 008 PAGE 049 COUNTRY ESTATES WEST LOT 27
Legal Range	21E
Legal Township	14S
Legal Section	34
Legal Subdivision	COUNTRY ESTATES WEST
Legal Lot Number	27
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	3
Census Block	3024
Census Tract	2503

Owner

4402 NW 45th St is owned and occupied by an individual who bought it in May 2021.

Source: Marion County records, as of January 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4402 NW 45TH ST, OCALA, FL 34482-7898
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Warranty Deed, Transfer · FHA Mortgage JMAC LENDING INC
Sep 5, 2019	Warranty Deed, Transfer · Stand-Alone Second Mortgage FLORIDA HOUSING FINANCE CORP
Sep 5, 2019	Warranty Deed, Transfer · Conventional Mortgage GOLDWATER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2021 · Amount on File
Deed Sale	May 7, 2021 · Amount on File
Prior Sale	Sep 5, 2019 · Amount on File
Deed Document Number	2021061543
Deed Book / Page	7456 / 1587
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	May 7, 2021
Property Address	4402 NW 45TH ST, OCALA, FL 34482-7898
Document Number	0074561587
Book / Page	7456 / 1587
Map Reference	MB 8 PG 49&50
Instrument Date	Apr 21, 2021
Instrument	2021061543
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	AFFILIATED TITLE/CTRL FL, AFFILIATED TTL OF CTRL FL LT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,351.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7299 SE 135TH ST, 7299, SUMMERFIELD, FL 34491-2517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4402 NW 45TH ST, OCALA, FL 34482-7898

Mortgage

Document Number	74561590
Date	May 7, 2021
Instrument	7456/1590

Lender

Name	JMAC LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Sep 5, 2019
Property Address	4402 NW 45TH ST, OCALA, FL 34482-7898
Document Number	0070340451
Book / Page	7034 / 0451
Map Reference	MB 8 PG 49&50
Instrument Date	Aug 23, 2019
Instrument	2019092197
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,043.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12-56 BURBANK ST, 12-56, FAIR LAWN, NJ 07410-2236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4402 NW 45TH ST, OCALA, FL 34482-7898

Mortgage

Document Number	0007034463
Date	Sep 5, 2019
Instrument	7034/463

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Sep 5, 2019
Property Address	4402 NW 45TH ST, OCALA, FL 34482-7898
Document Number	0070340449
Book / Page	7034 / 0449
Map Reference	MB 8 PG 49&50
Instrument Date	Aug 23, 2019
Instrument	2019092196
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12-56 BURBANK ST, 12-56, FAIR LAWN, NJ 07410-2236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4402 NW 45TH ST, OCALA, FL 34482-7898

Mortgage

Document Number	0007034453
Date	Sep 5, 2019
Instrument	7034/453

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4402 NW 45th St was $2,843 with a homeowner's exemption.

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,843.00 Homeowner's exemption	$191,860 Land $28,560 Building $163,300	$200,379 Land $28,560 Building $171,819
2023	$2,501.00 (+2.88%) Homeowner's exemption	$179,296 (+3%) Land $30,240 Building $149,056	$207,676 (+19.3%) Land $30,240 Building $177,436
2022	$2,431.00 Homeowner's exemption	$174,074 Land $14,784 Building $159,290	$174,074 Land $14,784 Building $159,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4402 NW 45th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4402 NW 45th St is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

Nearby Properties on NW 45th St

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