Harris County property record for 4402 Lula St, Bellaire, TX 77401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,810 sqft · built 1987 |
| Lot Size | 0.118 acres (5,125 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,262,835 (Jun 2025) |
| Tax Bill | $12,784 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jun 2025 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 059-125-010-0021 |
| Primary APN | 059-125-010-0021 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,810 sqft Living Area |
| 1st Floor Area | 1,405 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,125 sqft (0.118 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 98 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 200 sqft |
| Patio Area | 208 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0591250100021 |
|---|---|
| Street Address | 4402 LULA ST |
| City | BELLAIRE |
| State | TX |
| Zip | 77401-5224 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 22 BLK 10 & ADJ S 2.5 FT OF ABAND ALLEY SOUTHDALE |
| Legal Subdivision | ABAND ALLEY SOUTHDALE |
| Legal Block | 10 |
| Legal Lot Number | 22 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 412800 |
Source: Harris County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4402 LULA ST, BELLAIRE, TX 77401-5224 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 24, 2025 | Vendor's Lien, Transfer · Conventional Mortgage CADENCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2025 · Amount on Record |
| Deed Sale | Jun 24, 2025 · Amount on Record |
| Prior Sale | Feb 13, 2012 · Amount on Record |
| Deed Document Number | 2025240823 |
| Prior Transfer Date | Dec 22, 2009 |
| Prior Transfer Doc | 0000061426 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 4402 LULA ST, BELLAIRE, TX 77401-5224 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4402 LULA ST, BELLAIRE, TX 77401-5224 |
| Document Number | 0000507523 |
|---|---|
| Date | Dec 29, 2025 |
| Instrument | 2025-507523 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Jun 24, 2025 |
| Property Address | 4402 LULA ST, BELLAIRE, TX 77401-5224 |
| Document Number | 0000240823 |
| Map Reference | VOL 7 PG 40 |
| Instrument Date | Jun 23, 2025 |
| Instrument | 2025-240823 |
| Transaction Type | Transfer |
| Record Updated | Oct 28, 2025 |
| Title Company | TRADITION TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4402 LULA ST, BELLAIRE, TX 77401-5224 |
| Document Number | 0000240824 |
|---|---|
| Date | Jun 24, 2025 |
| Instrument | 2025-240824 |
| Name | CADENCE BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 5, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | Jul 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.62% |
| Max Rate At Change | 8.62% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.6% |
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Bellaire City |
| County | Harris County |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $888,435 (+2.81%) Land $430,313 Building $458,122 | $888,435 (+2.81%) Land $430,313 Building $458,122 | |
| 2025 | $12,784.00 (+4.76%) Homeowner's exemption | $864,167 (+9.62%) Land $430,313 Building $433,854 | $864,167 (+9.62%) Land $430,313 Building $433,854 |
| 2024 | $12,203.00 (+8.21%) | ||
| 2023 | $788,326 Land $369,563 Building $418,763 | $788,326 Land $369,563 Building $418,763 | |
| 2022 | $11,277.00 (+2.21%) | ||
| 2020 | $11,033.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 506 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 506 in force |
| Nearby Flood Claims | 520 (1982–2021) |
| Claims Outside the SFHA | 54 of 520 |
| Most Recent Claim | Feb 2021 · Severe Winter Storms |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELLAIRE serves 18,090 people · EPA ID TX1010004 |
|---|---|
| Water Source | Purchased surface water from CITY OF HOUSTON |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 736 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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