Gaston County property record for 4402 Ginger Dr, Gastonia, NC 28056
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,050 sqft · built 1980 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Company Name on Record |
| Last Sale | $235,000 (Mar 2026) |
| Tax Bill | $1,394 (2026) |
| Deeds & Mortgages | Mar 2026 Sale Jan 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10093A00600 |
| Primary APN | 10093A00600 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 2 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,050 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Porch | Porch |
| Porch Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4402 GINGER DR |
|---|---|
| City | GASTONIA |
| State | NC |
| Zip | 28056-7033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CRAIG GARDENS L 6 10 093A 006 00 000 |
| Legal Subdivision | CRAIG GARDENS SUBDIVISION |
| Jurisdiction | GASTON NC |
| Township / Civil Division | GASTONIA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 33312 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1295 W WASHINGTON ST, 115, TEMPE, AZ 85288-1233 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 16, 2026 | Warranty Deed, Transfer OS NATIONAL LLC OD DIVISION |
| Jan 12, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Sep 26, 2019 | Warranty Deed, Transfer · FHA Mortgage CERTAINTY HOME LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2026 · Amount on Record |
| Deed Sale | Mar 16, 2026 · Amount on Record |
| Prior Sale | Sep 26, 2019 · Amount on Record |
| Deed Book / Page | 5625 / 1403 |
| Prior Transfer Date | Feb 17, 2006 |
| Prior Transfer Doc | 0041992017 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Mar 16, 2026 |
| Property Address | 4402 GINGER DR, GASTONIA, NC 28056-7033 |
| Document Number | 0056251403 |
| Book / Page | 5625 / 1403 |
| Map Reference | MB 25 PG 48 |
| Instrument Date | Mar 2, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Title Company | OS NATIONAL LLC OD DIVISION |
| Amount | Amount Recorded |
|---|---|
| Tax | $470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4402 GINGER DR, GASTONIA, NC 28056-7033 |
| Name | Verified Name |
|---|---|
| Address | 1295 W WASHINGTON ST STE 115, 115, TEMPE, AZ 85288-1233 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 4402 GINGER DR, GASTONIA, NC 28056-7033 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 4402 GINGER DR, GASTONIA, NC 28056-7033 |
| Document Number | 0053870970 |
|---|---|
| Date | Jan 12, 2023 |
| Book Page | 5387/970 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Sep 26, 2019 |
| Property Address | 4402 GINGER DR, GASTONIA, NC 28056-7033 |
| Document Number | 0050700194 |
| Book / Page | 5070 / 0194 |
| Map Reference | MB 25 PG 48 |
| Instrument Date | Sep 24, 2019 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | INVESTORS TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $256.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5055 CALDERON RD, 5055, WOODLAND HILLS, CA 91364-2927 |
| Name | Verified Name |
|---|---|
| Address | 4402 GINGER DR, GASTONIA, NC 28056-7033 |
| Document Number | 50700197 |
|---|---|
| Date | Sep 26, 2019 |
| Instrument | 5070/0197 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,394.00 | $195,260 (-) Land $22,000 Building $173,260 | |
| 2025 | $1,394.00 (+2.73%) | $195,260 (-) Land $22,000 Building $173,260 | |
| 2023 | $1,357.00 | $195,260 Land $22,000 Building $173,260 | |
| 2021 | $102,560 Land $15,000 Building $87,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FOX RUN S/D private · serves 516 people · EPA ID NC0136261 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 5 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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