McHenry County property record for 4402 Elmleaf Dr, McHenry, IL 60051 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,278 sqft · built 1978 |
| Lot Size | 0.271 acres (11,835 sqft) |
| Owner | Individual Name on File |
| Last Sale | $338,000 (Sep 2025) |
| Tax Bill | $5,451 (2024) |
| Deeds & Mortgages | Feb 2024 Line of Credit Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-07-428-013 |
| Primary APN | 10-07-428-013 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,278 sqft Living Area |
| 1st Floor Area | 1,278 sqft |
| Year Built | Built 1978 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Frame/Vinyl |
| Construction Type | Frame |
| Lot Area | 11,835 sqft |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 48 sqft |
| Deck Area | 448 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4402 ELMLEAF DR |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-8909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2018R0026786 LT 4 BLK 4 PISTAKEE TERRACE SUB |
| Legal Range | 09E |
| Legal Township | 45N |
| Legal Section | 07 |
| Legal Subdivision | PISTAKEE TERRACE SUB |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 870704 |
Source: McHenry County records · APN 10-07-428-013
Assessment roll updated January 1, 2024 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4402 ELMLEAF DR, MCHENRY, IL 60051-8909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 01, 2024 | Deed of Trust, Mortgage · Line of Credit BAXTER CU |
| Feb 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Sep 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Sep 17, 2025 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Aug 07, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage BAXTER CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 17, 2025 · Amount on Record |
| Deed Sale | Sep 17, 2025 · Amount on Record |
| Prior Sale | Aug 07, 2018 · Amount on Record |
| Deed Document Number | 2025R0025450 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4402 ELMLEAF DR, MCHENRY, IL 60051-8909 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2026 |
| Title Company | UNKNOWN, MIS |
| Name | Verified Name |
|---|
| Document Number | 0000002365 |
|---|---|
| Date | Feb 01, 2024 |
| Instrument | 2024R0002365 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jan 29, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4402 ELMLEAF DR, MCHENRY, IL 60051-8909 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000006035 |
|---|---|
| Date | Feb 02, 2021 |
| Instrument | 2021R0006035 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 233 Months |
| Due | Jul 01, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 17, 2025 |
| Property Address | 4402 ELMLEAF DR, MCHENRY, IL 60051-8909 |
| Document Number | 0000025450 |
| Instrument Date | Sep 04, 2025 |
| Instrument | 2025R0025450 |
| Transaction Type | Transfer |
| Record Updated | Oct 02, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $338.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4402 ELMLEAF DR, MCHENRY, IL 60051-8909 |
| Document Number | 0000025451 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 2025R0025451 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Rate | 6.75% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 17, 2025 |
| Property Address | 4402 ELMLEAF DR, MCHENRY, IL 60051-8909 |
| Document Number | 0000025450 |
| Instrument Date | Sep 04, 2025 |
| Instrument | 2025R0025450 |
| Transaction Type | Transfer |
| Record Updated | Feb 04, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $338.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4402 ELMLEAF DR, MCHENRY, IL 60051-8909 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Aug 07, 2018 |
| Property Address | 4402 ELMLEAF DR, MCHENRY, IL 60051-8909 |
| Document Number | 0000026786 |
| Instrument Date | Jun 19, 2018 |
| Instrument | 26786 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $42.23 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4402 ELMLEAF DR MCHENRY IL 600518909, MCHENRY, IL 60051-8909 |
| Document Number | 26787 |
|---|---|
| Date | Aug 07, 2018 |
| Instrument | 26787 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 06, 2038 |
Source: McHenry County records · Assessment roll updated January 1, 2024 · Last verified February 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Unified School District | Johnsburg Community Unit School District 12 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,451.00 Homeowner's exemption | $89,491 (+20.64%) Land $6,324 Building $83,167 | $268,473 (+20.64%) Land $18,972 Building $249,501 |
| 2022 | Homeowner's exemption | $74,179 Land $14,628 Building $59,551 | $222,537 Land $43,884 Building $178,653 |
Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118707044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 11 in force 10 of 11 on primary residences |
| Nearby Flood Claims | 10 (1979–2017) |
| Most Recent Claim | Jul 2017, river or lake flooding |
| Flood Events |
|
| Wildfire Risk | Low above 2% of the US · above 14% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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