Oakland County property record for 4402 Buckingham Rd, Royal Oak, MI 48073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,430 sqft · built 1951 |
| Lot Size | 0.194 acres (8,451 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $466,000 (Jul 2026) |
| Tax Bill | $4,495 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 72-25-06-103-021 |
| Primary APN | 72-25-06-103-021 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,430 sqft Living Area |
| 1st Floor Area | 1,430 sqft |
| Basement Area | 1,161 sqft |
| Finished Basement | 1,430 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,451 sqft (0.194 acres) |
| Lot Dimensions | 130 ft deep x 65 ft wide |
| Porch | Slab |
| Porch Area | 26 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 4402 BUCKINGHAM RD |
|---|---|
| City | ROYAL OAK |
| State | MI |
| Zip | 48073-6222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ONE FAM |
| Legal Description | T1N, R11E, SEC 6 BIRWOOD SUB LOT 195 & W 15 FT OF LOT 196 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 06 |
| Legal Subdivision | 6 BIRWOOD SUB |
| Legal Lot Number | 195-196 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | ROYAL OAK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 183400 |
4402 Buckingham Rd is owned and occupied by two individuals who bought it in July 2026.
Source: Oakland County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 100 W HICKORY GROVE RD, BLOOMFIELD HILLS, MI 48304-2161 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Apr 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOMERSET LENDING CORP |
| Feb 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage SOMERSET LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 13, 2026 · Amount on File |
| Deed Sale | Jul 13, 2026 · Amount on File |
| Prior Sale | Feb 21, 2020 · Amount on File |
| Deed Document Number | 2026100248 |
| Deed Book / Page | 61356 / 754 |
| Prior Transfer Date | May 9, 2000 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 13, 2026 |
| Property Address | 4402 BUCKINGHAM RD, ROYAL OAK, MI 48073-6222 |
| Document Number | 0000100248 |
| Book / Page | 61356 / 754 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 2026100248 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $352,995.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 100 W HICKORY GROVE RD, BLOOMFIELD TOWNSHIP, MI 48304-2161 |
| Document Number | 0000099546, |
|---|---|
| Date | Jul 13, 2026 |
| Instrument | 202699546 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 4402 BUCKINGHAM RD, ROYAL OAK, MI 48073-6222 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4402 BUCKINGHAM RD, ROYAL OAK, MI 48073-6222 |
| Document Number | 0000087200 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 56005/242 |
| Instrument | 87200 |
| Name | SOMERSET LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROCHESTER, MI 48307 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Feb 21, 2020 |
| Property Address | 4402 BUCKINGHAM RD, ROYAL OAK, MI 48073-6222 |
| Document Number | 0000037365 |
| Book / Page | 053863 / 000179 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 37365 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2020 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,408.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 936 N RIVERSIDE AVE ST CLAIR MI 480794265, ST CLAIR, MI 48079-4265 |
| Document Number | 37366 |
|---|---|
| Date | Feb 21, 2020 |
| Book Page | 053863/000181 |
| Instrument | 37366 |
| Name | SOMERSET LNDG |
|---|---|
| Address | ROCHESTER, MI 48307 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 20, 2050 |
The 2025 property tax bill for 4402 Buckingham Rd was $4,495 with a homeowner's exemption, down 22.1% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Royal Oak City |
| Unified School District | Royal Oak City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,495.00 (-22.07%) Homeowner's exemption | $164,580 | $329,160 |
| 2024 | $5,768.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4402 Buckingham Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4402 Buckingham Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ROYAL OAK serves 57,236 people · EPA ID MI0005830 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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