4401 Westchester Dr, Waco, TX 76710 Property Records

McLennan County property record for 4401 Westchester Dr, Waco, TX 76710

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,234 sqft · built 1973
Lot Size0.101 acres (4,400 sqft)
Owner2 Individual Names on Record
Tax Bill$3,467 (2025)
Deeds & MortgagesOct 2021 Mortgage
Jul 2023 Sale
Flood ZoneZone X (minimal risk)
APN48-045105-005300-5

Property Details

APN / Parcel Number

Primary APN48-045105-005300-5
Alternative APNs
  • 4804510500530050111
  • 197608

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area2,234 sqft Living Area
Gross Area2,754 sqft
1st Floor Area2,234 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1994
Exterior MaterialBrick Veneer
Roof MaterialComposition Shingle
Lot Area4,400 sqft (0.101 acres)
Lot Dimensions80 ft deep x 55 ft wide
Garage TypeAttached
Garage Area520 sqft
DrivewayConcrete Driveway
Driveway Area450 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area186 sqft
Patio Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4401 WESTCHESTER DR
CityWACO
StateTX
Zip76710-1330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionWINDMILL HILL LOT 1 BLOCK J ACRES .101
Legal SubdivisionWINDMILL HILL
Legal BlockJ
Legal Lot Number1
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group3
Census Block3001
Census Tract2800

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4401 WESTCHESTER DR, WACO, TX 76710-1330
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Jul 21, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2023
Deed SaleJul 21, 2023
Prior SaleDec 7, 2016 · Amount on Record
Deed Document Number202322881
Prior Transfer DateNov 17, 2016
Prior Transfer Doc0000038239
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address4401 WESTCHESTER DR, WACO, TX 76710-1330
Transaction TypeMortgage
Record UpdatedMar 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042927
DateOct 20, 2021
Instrument2021042927
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2036

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCLENNAN TX
Recording DateJul 21, 2023
Property Address4401 WESTCHESTER DR, WACO, TX 76710-1330
Document Number0000022881
Map ReferenceVOL 1116 PG 71
Instrument DateJul 3, 2023
Instrument2023022881
Transaction TypeTransfer
Record UpdatedMar 20, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4401 WESTCHESTER DR, WACO, TX 76710-1330

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$307,000 (-5.56%) Land $40,304 Building $266,696$307,000 (-5.56%) Land $40,304 Building $266,696
2025$3,467.00 (-20.43%) Homeowner's exemption Senior Citizen's exemption$325,060 (-) Land $36,610 Building $288,450$325,060 (-) Land $36,610 Building $288,450
2024$4,357.00 (+36.58%)
2023$325,060 (+6.37%) Land $36,610 Building $288,450$325,060 (+6.37%) Land $36,610 Building $288,450
2022$3,190.00 Homeowner's exemption Senior Citizen's exemption$305,600 Land $31,860 Building $273,740$305,600 Land $31,860 Building $273,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2010)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

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