4401 Thompson Ave, Sebring, FL 33875 Property Records

Highlands County property record for 4401 Thompson Ave, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,124 sqft · built 1996
Lot Size	0.396 acres (17,250 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Sep 2023)
Tax Bill	$2,028 (2024)
Deeds & Mortgages	Dec 2023 Construction Loan Sep 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C025805011800160`

Property Details

APN / Parcel Number

Primary APN	`C025805011800160`
Alternative APN	`C-02-35-28-050-1180-0160`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,124 sqft Living Area
Gross Area	1,863 sqft
1st Floor Area	1,124 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	17,250 sqft (0.396 acres)
Lot Dimensions	230 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	559 sqft
Driveway	Concrete Driveway
Driveway Area	476 sqft
Parking Spaces	3 Parking Spaces
Porch	Screened Porch
Porch Area	402 sqft
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4401 THOMPSON AVE
City	SEBRING
State	FL
Zip	33875-4827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKEWOOD TERRACE ADD SHEET NO 3 PLAT BK 2-PG 94 N 1/2 LOT 16-ALL LOTS 17-18 + N 1/2 LOT 19 BLK 118
Legal Range	28E
Legal Township	35S
Legal Section	02
Legal Subdivision	LAKEWOOD TERRACE ADD SH 3
Legal Block	118
Legal Lot Number	17
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2031
Census Tract	961301

Owner

Source: Highlands County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 2542, LAKE PLACID, FL 33862-2542
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Deed of Trust, Mortgage · Construction Mortgage HEARTLAND NATIONAL BANK
Sep 18, 2023	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND NATIONAL BANK
Feb 6, 2019	Quit Claim Deed, Transfer SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2023 · Amount on Record
Deed Sale	Sep 18, 2023 · Amount on Record
Prior Sale	Apr 24, 2009 · Amount on Record
Deed Document Number	20232169525
Deed Book / Page	2999 / 49
Prior Transfer Date	Feb 6, 2019
Prior Transfer Doc	0001927894
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4401 THOMPSON AVE, SEBRING, FL 33875-4827
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002183189
Date	Dec 20, 2023
Book Page	3016/1795
Instrument	2183189

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank
Address	LAKE PLACID, FL 33852

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 19, 2038

Interest

Rate Type	Adjustable Rate

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Sep 18, 2023
Property Address	4401 THOMPSON AVE, SEBRING, FL 33875-4827
Document Number	0002169525
Book / Page	2999 / 49
Map Reference	MB 2 PG 94
Instrument Date	Sep 14, 2023
Instrument	2169525
Transaction Type	Transfer
Record Updated	Oct 3, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2542, LAKE PLACID, FL 33862-2542

Mortgage

Document Number	0000299951
Date	Sep 18, 2023
Instrument	2999/51

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	1-Year T-Bill
Max Rate	11.7%

Mortgage

Document Number	0002170577
Date	Sep 22, 2023
Book Page	3000/718
Instrument	2170577

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Oct 1, 2028
Change Frequency	6 Months
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Max Rate	11.7%

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 6, 2019
Property Address	4401 THOMPSON AVE, SEBRING, FL 33875-4827
Document Number	0001927894
Book / Page	002676 / 001557
Instrument Date	Feb 6, 2019
Instrument	1927894
Transaction Type	Transfer
Record Updated	Feb 14, 2019
Title Company	SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4417 THOMPSON AVE SEBRING FL 338754827, SEBRING, FL 33875-4827

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$172,117 (-4.49%)	$186,383 (+3.42%) Land $26,250 Building $160,133
2024	$2,028.00 (-16.95%)
2023	$2,442.00 (+7.96%)	$180,214 (+13.51%) Land $22,500 Building $157,714	$180,214 (+13.51%) Land $22,500 Building $157,714
2022	$2,262.00	$158,767 Land $13,500 Building $145,267	$158,767 Land $13,500 Building $145,267

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 62% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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