4401 The Cedars Ave, Mobile, AL 36608 Property Records

Mobile County property record for 4401 The Cedars Ave, Mobile, AL 36608

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,725 sqft · built 1927
Owner	Individual Name on File
Last Sale	$439,500 (Mar 2022)
Tax Bill	$1,924 (2023)
Deeds & Mortgages	May 2022 Mortgage Mar 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R022806141001095`

Property Details

APN / Parcel Number

Primary APN	`R022806141001095`
Alternative APNs	`28 06 14 1 001 095.XXX` `00535086` `535086`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,725 sqft Living Area
1st Floor Area	1,725 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Asphalt
Porch	Open Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	535086
Old Parcel Number	R022806141001095
Street Address	4401 THE CEDARS AVE
City	MOBILE
State	AL
Zip	36608-2034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 BLK B THE CEDARS MBK 2/1 #SEC 41 T4S R2W #MP28 06 14 1 001
Legal Range	02W
Legal Township	04S
Legal Section	41
Legal Subdivision	THE CEDARS
Legal Block	B
Legal Lot Number	13
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	3
Census Block	3029
Census Tract	3302

Owner

4401 The Cedars Ave is owned and occupied by an individual who bought it in March 2022.

Source: Mobile County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	4401 THE CEDARS AVE, MOBILE, AL 36608-2034
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 7, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
May 11, 2020	Warranty Deed, Transfer · Conventional Mortgage WHITNEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2022 · Amount on File
Deed Sale	Mar 7, 2022 · Amount on File
Prior Sale	May 11, 2020 · Amount on File
Deed Document Number	2022017055
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	4401 THE CEDARS AVE, MOBILE, AL 36608-2034
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033561
Date	May 11, 2022
Instrument	2022033561

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Apr 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Mar 7, 2022
Property Address	4401 THE CEDARS AVE, MOBILE, AL 36608-2034
Document Number	0000017055
Map Reference	MB 2 PG 1
Instrument Date	Mar 4, 2022
Instrument	2022017055
Transaction Type	Transfer
Record Updated	Mar 17, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	910 WASHINGTON AVE, 910, PASCAGOULA, MS 39567-7249

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4401 THE CEDARS AVE, MOBILE, AL 36608-2034

Mortgage

Document Number	0000017056
Date	Mar 7, 2022
Instrument	2022017056

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Apr 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	May 11, 2020
Property Address	4401 THE CEDARS AVE, MOBILE, AL 36608-2034
Document Number	0000027603
Map Reference	MB 2 PG 1
Instrument Date	May 5, 2020
Instrument	2020027603
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4401 THE CEDARS AVE, 4401, MOBILE, AL 36608-2034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4401 THE CEDARS AVE, MOBILE, AL 36608-2034

Mortgage

Document Number	0000027604
Date	May 11, 2020
Instrument	2020027604

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$34,160 Land $14,000 Building $20,160	$341,600 Land $140,000 Building $201,600
2023	$1,924.00 Homeowner's exemption	$31,190 Land $14,000 Building $17,190	$311,900 Land $140,000 Building $171,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4401 The Cedars Ave in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	32 (1979–2004)
Claims Outside the SFHA	13 of 32
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4401 The Cedars Ave is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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