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4401 Seagate Ln N, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 4401 Seagate Ln N, Saint Augustine, FL 32084

Property Summary

Property TypeTownhouse
Details2 bd · 1.5 ba · 1,065 sqft · built 1984
Lot Size0.03 acres (1,306 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Jul 2021)
Tax Bill$3,107 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Jul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN142330-0441

Property Details

APN / Parcel Number

Primary APN142330-0441

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,065 sqft Living Area
Gross Area1,541 sqft
1st Floor Area745 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,306 sqft (0.03 acres)
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchFinished Screened Porch
Porch Area133 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4401 SEAGATE LN N
CitySAINT AUGUSTINE
StateFL
Zip32084-1385
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRG1
Legal Description14/34-35 PONTE VEDRA SHORES WEST PT OF LOT 44 - UNIT 4401 & 1/4 INT IN COMMON AREA OR5307/436
Legal Range30E
Legal Township06S
Legal Section29
Legal SubdivisionPONTE VEDRA SHORES WEST
Legal Block1
Legal Lot Number44
Legal Unit4401&1
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1014
Census Tract20604

Owner

Source: St. Johns County assessment roll, APN 142330-0441, as of April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4401 SEAGATE LN N, SAINT AUGUSTINE, FL 32084-1385
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
May 29, 2026Deed of Trust, Mortgage · Line of Credit
GROW FINANCIAL FEDERAL CREDIT UNION
Jul 01, 2021Warranty Deed, Transfer · Conventional Mortgage
PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 01, 2021 · Amount on Record
Deed SaleJul 01, 2021 · Amount on Record
Prior SaleJul 16, 2007 · Amount on Record
Deed Document Number202173412
Deed Book / Page5307 / 436
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Recording DateMay 29, 2026
Property Address4401 SEAGATE LN N, SAINT AUGUSTINE, FL 32084-1385
Document Number0000045894
Book / Page6372 / 1593
Instrument DateMay 19, 2026
Instrument202645894
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address4401 SEAGATE LN N, SAINT AUGUSTINE, FL 32084-1385
InvestorPossibly a Property Investor

Mortgage

Document Number0000045894,
DateMay 29, 2026
Book Page6372/1593
Instrument202645894
Lender
NameGROW FINANCIAL FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 01, 2046
Interest
Rate TypeAdjustable Rate
Rate7.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJul 01, 2021
Property Address4401 SEAGATE LN N, SAINT AUGUSTINE, FL 32084-1385
Document Number0053070436
Book / Page5307 / 436
Map ReferenceMB 14 PG 34&35
Instrument DateJun 30, 2021
Instrument2021073412
Transaction TypeTransfer
Record UpdatedJul 13, 2021
Title CompanyACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TTL SVCS OF ST JOHNS

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2323 STONEBRIDGE DR, 2323, ORANGE PARK, FL 32065-5770

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4401 SEAGATE LN N, ST AUGUSTINE, FL 32084-1385

Mortgage

Document Number5307438
DateJul 01, 2021
Instrument5307/438
Lender
NamePLAZA HOME MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll as of April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$250,404 (+2.7%)$277,916 (-9.49%) Land $80,000 Building $197,916
2025$3,107.00 (+13.35%) Homeowner's exemption$243,821 (+5.99%)$307,061 (+10.09%) Land $85,000 Building $222,061
2024$2,741.00 (+2.09%)
2023$2,685.00 (+3.23%) Homeowner's exemption$230,048 (+3%)$278,920 (+24.88%) Land $85,000 Building $193,920
2022$2,601.00 Homeowner's exemption$223,348$223,348 Land $78,400 Building $144,948

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090206041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 397 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies685 units insured
incl. 288 condo units
Nearby Flood Claims25 (2016–2025)
Claims Outside the SFHA3 of 25
Most Recent ClaimAug 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 14 claims

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 247 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: T-Mobile USA, Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL2550812, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSJCU-NORTH BEACH UTILITIES
public/private · serves 4,200 people
Water SourceGroundwater
Last State InspectionJun 2025
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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