Bradford County property record for 4401 SE 3rd Pl, Keystone Heights, FL 32656
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,082 sqft · built 2006 |
| Lot Size | 0.773 acres (33,664 sqft) |
| Owner | Trust Name on File |
| Last Sale | $179,500 (Jun 2014) |
| Tax Bill | $3,145 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Mar 2026 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05819-0-00816 |
| Primary APN | 05819-0-00816 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,082 sqft Living Area |
| Gross Area | 3,382 sqft |
| 1st Floor Area | 2,082 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 33,664 sqft (0.773 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Pool Area | 288 sqft |
| Porch | Finished Screened Porch |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4401 SE 3RD PL |
|---|---|
| City | KEYSTONE HEIGHTS |
| State | FL |
| Zip | 32656-6286 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 24 8S 22 LOT 16 OF HIDDEN HILLS UNIT IV |
| Legal Range | 22E |
| Legal Township | 08S |
| Legal Section | 24 |
| Legal Subdivision | HIDDEN HILLS UNIT IV |
| Legal Lot Number | 16 |
| Legal Unit | 4 |
| Jurisdiction | BRADFORD FL |
| Township / Civil Division | HAMPTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 301 |
4401 SE 3rd Pl is owner-occupied and held in a trust since June 2014.
Source: Bradford County records, as of August 4, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4401 SE 3RD PL, KEYSTONE HEIGHTS, FL 32656-6286 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2026 | Deed of Trust, Mortgage · Line of Credit LENDING COMPANY |
| Mar 9, 2026 | Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC |
| Jul 24, 2025 | Deed of Trust, Mortgage · Line of Credit WEST CAPITAL LENDING INC |
| Jul 5, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jan 26, 2019 | Deed of Trust, Mortgage · FHA Mortgage LOAN ONE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 17, 2014 · Amount on File |
| Deed Sale | Jun 17, 2014 · Amount on File |
| Prior Sale | Aug 30, 2012 · Amount on File |
| Deed Document Number | 20144022699 |
| Deed Book / Page | 1537 / 522 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Jul 22, 2026 |
| Property Address | 4401 SE 3RD PL, KEYSTONE HEIGHTS, FL 32656-6286 |
| Document Number | 0000006439 |
| Book / Page | 2224 / 237 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 20266439 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust, 222 |
| Address | 4401 SE 3RD PL, KEYSTONE HEIGHTS, FL 32656-6286 |
| Document Number | 0000006439, |
|---|---|
| Date | Jul 22, 2026 |
| Book Page | 2224/237 |
| Instrument | 20266439 |
| Name | LENDING COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 12, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 4401 SE 3RD PL, KEYSTONE HEIGHTS, FL 32656-6286 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4401 SE 3RD PL, KEYSTONE HEIGHTS, FL 32656-6286 |
| Document Number | 0004002047 |
|---|---|
| Date | Mar 9, 2026 |
| Book Page | 2199/517 |
| Instrument | 202604002047 |
| Name | WEST CAPITAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 173 Months |
| Due | Aug 11, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 4401 SE 3RD PL, KEYSTONE HEIGHTS, FL 32656-6286 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4401 SE 3RD PL, KEYSTONE HEIGHTS, FL 32656-6286 |
| Document Number | 0004006252 |
|---|---|
| Date | Jul 24, 2025 |
| Book Page | 2161/295 |
| Instrument | 202504006252 |
| Name | WEST CAPITAL LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 11, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRADFORD FL |
| Recording Date | Jul 5, 2022 |
| Property Address | 4401 SE 3RD PL, KEYSTONE HEIGHTS, FL 32656-6286 |
| Document Number | 0004006366 |
| Book / Page | 1979 / 70 |
| Map Reference | MB 3 PG 63 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 202204006366 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4401 SE 3RD PL, KEYSTONE HEIGHTS, FL 32656-6286 |
| Name | Verified Name |
|---|---|
| Relationship | Family Revocable Trust |
| Address | 4401 SE 3RD PL, KEYSTONE HEIGHTS, FL 32656-6286 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRADFORD FL |
| Property Address | 4401 SE 3RD PL, KEYSTONE HEIGHTS, FL 32656-6286 |
| Document Number | 0004000939 |
| Instrument Date | Jan 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2019 |
| Title Company | AMERICAN HOME TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4401 SE 3RD PL KEYSTONE HEIGHTS FL 326566286, KEYSTONE HEIGHTS, FL 32656-6286 |
| Document Number | 0004000939 |
|---|---|
| Date | Feb 1, 2019 |
| Book Page | 001775/000219 |
| Instrument | 4000939 |
| Name | LOAN ONE |
|---|---|
| Type | Funding / Finance Company |
| Address | GAHANNA, OH 43230 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 31, 2049 |
The 2025 property tax bill for 4401 SE 3rd Pl was $3,145 with a homeowner's exemption, up 8.9% from the year before.
Source: Bradford County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bradford County |
| Unified School District | Bradford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,145.00 (+8.86%) Homeowner's exemption | $225,407 (+2.9%) | $332,329 (+5.14%) Land $32,000 Building $300,329 |
| 2024 | $2,889.00 (+3.18%) Homeowner's exemption | $219,054 (+3%) | $316,091 (+7.75%) Land $30,000 Building $286,091 |
| 2023 | $2,800.00 (+4.75%) Homeowner's exemption | $212,674 (+3%) | $293,364 (+20.76%) Land $25,000 Building $268,364 |
| 2022 | $2,673.00 Homeowner's exemption | $206,480 | $242,932 Land $30,000 Building $212,932 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4401 SE 3rd Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4401 SE 3rd Pl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEYSTONE POSTMASTER GRID private · serves 5,092 people · EPA ID FL2100610 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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