Dare County property record for 4401 Ridge Rd, Kitty Hawk, NC 27949
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,274 sqft · built 1996 |
| Lot Size | 0.849 acres (37,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $219,000 (Feb 2013) |
| Tax Bill | $3,666 (2026) |
| Deeds & Mortgages | Nov 2022 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 986618409854 |
| Primary APN | 986618409854 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,274 sqft Finished Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 37,000 sqft (0.849 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 986618409854 |
|---|---|
| Street Address | 4401 RIDGE RD |
| City | KITTY HAWK |
| State | NC |
| Zip | 27949-4305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 1 BLK: SEC: PL: C SL: 136E |
| Legal Subdivision | JOHN L BEACHAM DIV OF |
| Legal Lot Number | 1 |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 970102 |
Source: Dare County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4401 RIDGE RD, KITTY HAWK, NC 27949-4305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Nov 29, 2022 | Deed of Trust, Mortgage · Line of Credit UNITED BANK |
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Jan 5, 2017 | Deed of Trust, Mortgage · Commercial Mortgage FIRST SOUTH BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2013 · Amount on Record |
| Deed Sale | Feb 14, 2013 · Amount on Record |
| Deed Document Number | 20136323546 |
| Deed Book / Page | 1921 / 238 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 4401 RIDGE RD, KITTY HAWK, NC 27949-4305 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2022 |
| Title Company | CORPORATE SETTLEMENT SLN |
| Name | Verified Name |
|---|
| Document Number | 002655/562 |
|---|---|
| Date | Nov 29, 2022 |
| Book Page | 2655/562 |
| Instrument | 700124817 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Address | FAIRFAX, VA 22030 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 15, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 4401 RIDGE RD, KITTY HAWK, NC 27949-4305 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2493/215 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 2493/215 |
| Instrument | 700096848 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23462 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 4401 RIDGE RD, KITTY HAWK, NC 27949-4305 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2143/10 |
|---|---|
| Date | Jan 5, 2017 |
| Book Page | 2143/10 |
| Instrument | 700034287 |
| Name | FIRST SOUTH BANK |
|---|---|
| Type | Bank |
| Address | WASHINGTON, NC 27889 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Dare County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Municipality | Kitty Hawk Town |
| Unified School District | Dare County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,666.00 (+3.04%) | $724,900 (-) Land $166,400 Building $558,500 | $724,900 (-) Land $166,400 Building $558,500 |
| 2025 | $3,558.00 (+6.46%) | $724,900 (+52.18%) Land $166,400 Building $558,500 | |
| 2023 | $3,342.00 | $476,354 Land $105,900 Building $370,454 | |
| 2020 | $724,900 Land $166,400 Building $558,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 371 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 371 in force |
| Nearby Flood Claims | 326 (1989–2021) |
| Claims Outside the SFHA | 11 of 326 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 92% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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