Baltimore County property record for 4401 Ridge Dr, Baltimore, MD 21229
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,178 sqft · built 1953 |
| Lot Size | 0.14 acres (6,076 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Apr 2026) |
| Tax Bill | $4,579 (2024) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Mar 2021 Mortgage + 1 more |
| APN | 13-1306100130 |
| Primary APN | 13-1306100130 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,178 sqft Living Area |
| Gross Area | 1,290 sqft |
| 1st Floor Area | 703 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 6,076 sqft (0.14 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1306100130 |
|---|---|
| Street Address | 4401 RIDGE DR |
| City | BALTIMORE |
| State | MD |
| Zip | 21229-5353 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 5-6 PT 4 RIDGEWOOD |
| Legal Subdivision | RIDGEWOOD |
| Legal Block | 7 |
| Legal Lot Number | 5 |
| Jurisdiction | BALTIMORE MD |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 430900 |
4401 Ridge Dr is owned and occupied by an individual who bought it in April 2026.
Source: Baltimore County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4401 RIDGE DR, BALTIMORE, MD 21229-5353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Mar 12, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage SWBC MORTGAGE CORP |
| Mar 29, 2018 | Deed, Transfer · FHA Mortgage PRESIDENTIAL BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2026 · Amount on File |
| Deed Sale | Apr 23, 2026 · Amount on File |
| Prior Sale | Mar 29, 2018 · Amount on File |
| Deed Book / Page | 51232 / 24 |
| Prior Transfer Date | Jan 22, 2021 |
| Prior Transfer Doc | 0442900139 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Apr 23, 2026 |
| Property Address | 4401 RIDGE DR, BALTIMORE, MD 21229-5353 |
| Document Number | 5123000024 |
| Book / Page | 51232 / 24 |
| Instrument Date | Apr 15, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2026 |
| Title Company | TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCE GUARANTY COMPAN |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $343,400.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 4401 RIDGE DR, BALTIMORE, MD 21229-5353 |
| Document Number | 5123000031, |
|---|---|
| Date | Apr 23, 2026 |
| Book Page | 51232/31 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Mar 12, 2021 |
| Property Address | 4401 RIDGE DR, BALTIMORE, MD 21229-5353 |
| Document Number | 0442900139 |
| Book / Page | 44290 / 139 |
| Map Reference | MB WPC7 FO 69 |
| Instrument Date | Jan 22, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 4401 RIDGE DR, BALTIMORE, MD 21229-5353 |
| Document Number | 0044290142 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 44290/142 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BALTIMORE MD |
| Recording Date | Mar 29, 2018 |
| Property Address | 4401 RIDGE DR, BALTIMORE, MD 21229-5353 |
| Document Number | 0400890222 |
| Book / Page | 0040089 / 222 |
| Map Reference | MB WPC7 FO69 |
| Instrument Date | Mar 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4401 RIDGE DR, BALTIMORE, MD 21229-5353 |
| Document Number | 0040089230 |
|---|---|
| Date | Mar 29, 2018 |
| Instrument | 0040089/230 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2048 |
Source: Baltimore County assessment roll, as of July 14, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Baltimore County |
| Unified School District | Baltimore County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $282,500 | $317,100 Land $74,600 Building $242,500 | |
| 2024 | $4,579.00 (+119.3%) | ||
| 2023 | $2,088.00 | $253,800 | $265,200 Land $73,000 Building $192,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 4401 Ridge Dr; there have been 12 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 12 (1979–2014) |
| Claims Outside the SFHA | 3 of 12 |
| Most Recent Claim | Aug 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4401 Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Believe Broadband Fixed Wireless | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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