Chesterfield County property record for 4401 Overridge Dr, Chester, VA 23831
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,626 sqft · built 2005 |
| Lot Size | 0.303 acres (13,199 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $213,190 (Jun 2005) |
| Tax Bill | $2,914 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 790-63-93-37-700-000 |
| Primary APN | 790-63-93-37-700-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,626 sqft Finished Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 13,199 sqft (0.303 acres) |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 426075000 |
|---|---|
| Street Address | 4401 OVERRIDGE DR |
| City | CHESTER |
| State | VA |
| Zip | 23831-6832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 - SING |
| Legal Description | GREENBRIAR WOODS SEC 1 049 |
| Legal Subdivision | GREENBRIAR WOODS |
| Legal Lot Number | 49 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | BERMUDA |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 100507 |
Source: Chesterfield County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4401 OVERRIDGE DR, CHESTER, VA 23831-6832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jul 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance CARRINGTON MORTGAGE SERVICES LLC |
| Jun 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MTG SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2005 · Amount on Record |
| Deed Sale | Jun 10, 2005 · Amount on Record |
| Deed Book / Page | 6438 / 385 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Apr 24, 2026 |
| Property Address | 4401 OVERRIDGE DR, CHESTER, VA 23831-6832 |
| Document Number | 0000014510 |
| Book / Page | 15225 / 946 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202614510 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4401 OVERRIDGE DR, CHESTER, VA 23831-6832 |
| Document Number | 0000014510, |
|---|---|
| Date | Apr 24, 2026 |
| Book Page | 15225/946 |
| Instrument | 202614510 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8.13% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 4401 OVERRIDGE DR, CHESTER, VA 23831-6832 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 13533-615 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | 13533/615 |
| Instrument | 2021047249 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.63% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 4401 OVERRIDGE DR, CHESTER, VA 23831-6832 |
| Document Number | 128321001 |
| Instrument Date | Jun 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4401 OVERRIDGE DR CHESTER VA 238316832, CHESTER, VA 23831-6832 |
| Document Number | 128321001 |
|---|---|
| Date | Jul 7, 2020 |
| Book Page | 012832/001001 |
| Instrument | 32180 |
| Name | CARRINGTON MTG SVCS |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 6, 2040 |
| Rate Type | Fixed Rate |
|---|
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,914.00 (+6.43%) | $324,700 (+4.1%) Land $75,000 Building $249,700 | $324,700 (+4.1%) Land $75,000 Building $249,700 |
| 2025 | $311,900 (+4.59%) Land $75,000 Building $236,900 | $311,900 (+4.59%) Land $75,000 Building $236,900 | |
| 2023 | $2,738.00 | $298,200 Land $68,000 Building $230,200 | $298,200 Land $68,000 Building $230,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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