4401 Northoaks Dr, Lompoc, CA 93436 Property Records

Santa Barbara County property record for 4401 Northoaks Dr, Lompoc, CA 93436

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,715 sqft · built 1995
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$725,000 (Nov 2024)
Tax Bill	$6,633 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`097-930-001`

Property Details

APN / Parcel Number

Primary APN	`097-930-001`
Alternative APN	`09793001`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,715 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4401 NORTHOAKS DR
City	LOMPOC
State	CA
Zip	93436-1049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	7R1
Legal Description	TR 14198 BK 158/79-85 LOT 1
Legal Subdivision	TRACT NO 14198
Legal Tract	14198
Legal Lot Number	1
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	LOMPOC
Census Block Group	1
Census Block	1006
Census Tract	2808

Owner

Source: Santa Barbara County records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4401 NORTHOAKS DR, LOMPOC, CA 93436-1049
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · VA Mortgage M5 FINANCIAL
Sep 1, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Oct 30, 2020	Deed of Trust, Mortgage · Conventional with PMI BETTER MTG CORP ISAOA
Jun 25, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Sep 21, 2017	Grant Deed, Transfer · FHA Mortgage RESOURCE LENDERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2024 · Amount on Record
Deed Sale	Nov 27, 2024 · Amount on Record
Prior Sale	Sep 21, 2017 · Amount on Record
Deed Document Number	202435560
Prior Transfer Date	Oct 2, 1998
Prior Transfer Doc	0000079115
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	4401 NORTHOAKS DR, LOMPOC, CA 93436-1049
Transaction Type	Mortgage
Record Updated	Nov 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4401 NORTHOAKS DR, LOMPOC, CA 93436-1049

Mortgage

Document Number	0000035061
Date	Nov 10, 2025
Instrument	2025-0035061

Lender

Name	M5 FINANCIAL
Type	Mortgage Company
Address	SAN DIEGO, CA 92122

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	4401 NORTHOAKS DR, LOMPOC, CA 93436-1049
Transaction Type	Mortgage
Record Updated	Sep 15, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4401 NORTHOAKS DR, LOMPOC, CA 93436-1049

Mortgage

Document Number	0000038561
Date	Sep 1, 2022
Instrument	2022-0038561

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	4401 NORTHOAKS DR, LOMPOC, CA 93436-1049
Transaction Type	Mortgage
Record Updated	Dec 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4401 NORTHOAKS DR, LOMPOC, CA 93436-1049

Mortgage

Document Number	0000084488
Date	Dec 10, 2021
Instrument	2021-0084488

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	4401 NORTHOAKS DR, LOMPOC, CA 93436-1049
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037233
Date	Jul 23, 2020
Instrument	2020-0037233

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	4401 NORTHOAKS DR, LOMPOC, CA 93436-1049
Document Number	0000064125
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Nov 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4401 NORTHOAKS DR LOMPOC CA 934361049, LOMPOC, CA 93436-1049

Mortgage

Document Number	0000064125
Date	Nov 9, 2020
Instrument	64125

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	4401 NORTHOAKS DR, LOMPOC, CA 93436-1049
Document Number	0000027461
Instrument Date	Jun 25, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4401 NORTHOAKS DR LOMPOC CA 934361049, LOMPOC, CA 93436-1049

Mortgage

Document Number	0000027461
Date	Jul 2, 2019
Instrument	27461

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2049

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA BARBARA CA
Recording Date	Sep 21, 2017
Property Address	4401 NORTHOAKS DR, LOMPOC, CA 93436-1049
Document Number	0000045625
Map Reference	MB158 PG79-85
Instrument Date	Sep 11, 2017
Instrument	2017-0045625
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4401 NORTHOAKS DR, LOMPOC, CA 93436-1049
Investor	Possibly a Property Investor

Mortgage

Document Number	0000045626
Date	Sep 21, 2017
Instrument	2017-0045626

Lender

Name	RESOURCE LENDERS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Unified School District	Lompoc Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$739,500 (+2%) Land $204,000 Building $535,500
2025	$6,633.00 (+46.72%) Disabled Person's exemption Veteran's exemption	$725,000 (+94.98%) Land $200,000 Building $525,000
2023	$4,521.00 (+1.19%)	$371,837 Land $131,236 Building $240,601
2022	$4,468.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VANDENBERG VILLAGE COMM. SERV. DIST. serves 7,308 people · EPA ID CA4210017
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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