4401 N Bay Rd, Miami Beach, FL 33140 Property Records

Miami-Dade County property record for 4401 N Bay Rd, Miami Beach, FL 33140

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,159 sqft · built 1950
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$2,010,000 (Aug 2020)
Tax Bill	$28,936 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2020 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`02-3222-011-1130`

Property Details

APN / Parcel Number

Primary APN	`02-3222-011-1130`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,159 sqft Living Area
Gross Area	4,109 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Rigid Frame Bar Joist
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Patio Area	250 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	4401 N BAY RD
City	MIAMI BEACH
State	FL
Zip	33140-2858
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	NAUTILUS SUBPB 8-95 LOT 13BLK 5 LOT SIZE 60.000 X 100 OR 9690 150 COC 26160-1036 01 2008 1
Legal Range	42E
Legal Township	53S
Legal Section	22
Legal Subdivision	NAUTILUS SUB
Legal Block	5
Legal Lot Number	13
Jurisdiction	DADE FL
Township / Civil Division	MIAMI BEACH
Census Block Group	2
Census Block	2009
Census Tract	4000

Owner

4401 N Bay Rd is owned and occupied by two individuals who bought it in August 2020.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4401 N BAY RD, MIAMI BEACH, FL 33140-2858
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 12, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jan 15, 2020	Deed of Trust, Mortgage · Construction Mortgage TAYLOR MADE LENDING LLC
Feb 14, 2018	Quit Claim Deed, Transfer · ARM CITY NATIONAL BANK OF FLORIDA
May 16, 2017	Special Warranty Deed, Transfer · Balloon Mortgage TAYLOR MADE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2020 · Amount on File
Deed Sale	Aug 12, 2020 · Amount on File
Prior Sale	May 16, 2017 · Amount on File
Deed Document Number	2020444321
Deed Book / Page	32048 / 1249
Prior Transfer Date	Feb 7, 2018
Prior Transfer Doc	0000092932
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	4401 N BAY RD, MIAMI BEACH, FL 33140-2858
Transaction Type	Mortgage
Record Updated	Oct 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4401 N BAY RD, MIAMI BEACH, FL 33140-2858

Mortgage

Document Number	0000734007
Date	Sep 26, 2025
Book Page	34959/3639
Instrument	2025R0734007

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Sep 19, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Aug 12, 2020
Property Address	4401 N BAY RD, MIAMI BEACH, FL 33140-2858
Document Number	0000444321
Book / Page	32048 / 1249
Map Reference	MB 8 PG 95
Instrument Date	Jul 31, 2020
Instrument	2020R0444321
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,060.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4325 N MERIDIAN AVE, 4325, MIAMI BEACH, FL 33140-2940

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4401 N BAY RD, MIAMI BEACH, FL 33140-2858

Mortgage

Document Number	0000001251
Date	Aug 12, 2020
Instrument	32048/1251

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.37%
Index	1-Year LIBOR
Max Rate	7.37%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	4401 N BAY RD, MIAMI BEACH, FL 33140-2858
Document Number	0000050692
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4401 N BAY RD MIAMI BEACH FL 331402858, MIAMI BEACH, FL 33140-2858

Mortgage

Document Number	0000050692
Date	Jan 21, 2020
Book Page	031785/004172
Instrument	50692

Lender

Name	TAYLOR MADE LENDING LLC
Type	Bank
Address	1400 E OAKLAND PARK BLVD # 103, OAKLAND PARK, FL 33334-4400

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 20, 2021

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DADE FL
Recording Date	Feb 14, 2018
Property Address	4401 N BAY RD, MIAMI BEACH, FL 33140-2858
Document Number	0000092932
Book / Page	30864 / 1326
Map Reference	MB 8 PG 95
Instrument Date	Feb 7, 2018
Instrument	2018R0092932
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	STEWART TITLE GUARANTY COMPA

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4401 N BAY RD, 4401, MIAMI BEACH, FL 33140-2858

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4401 N BAYRD, MIAMI BEACH, FL 33140-2858

Mortgage

Document Number	0000092933
Date	Feb 14, 2018
Instrument	2018R0092933

Lender

Name	CITY NATIONAL BANK OF FLORIDA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Mar 1, 2028
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

May 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DADE FL
Recording Date	May 16, 2017
Property Address	4401 N BAY RD, MIAMI BEACH, FL 33140-2858
Document Number	0000273593
Book / Page	30533 / 4827
Map Reference	MB 8 PG 95
Instrument Date	May 9, 2017
Instrument	2017R0273593
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,470.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4401 N BAY RD, 4401, MIAMI BEACH, FL 33140-2858

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4401 N BAY RD, MIAMI BEACH, FL 33140-2858

Mortgage

Document Number	0000273594
Date	May 16, 2017
Instrument	2017R0273594

Lender

Name	TAYLOR MADE LENDING LLC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	24 Months
Due	May 9, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 4401 N Bay Rd was $28,936 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Miami Beach City
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$28,936.00 Homeowner's exemption	$1,584,057	$2,518,879 Land $1,680,000 Building $838,879
2023	$27,465.00 (+3.68%) Homeowner's exemption	$1,494,577 (+3%)	$2,420,185 (+26.01%) Land $1,560,182 Building $860,003
2022	$26,489.00 Homeowner's exemption	$1,451,046	$1,920,568 Land $1,050,005 Building $870,563

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4401 N Bay Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 248 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	358 units insured incl. 110 condo units
Nearby Flood Claims	124 (1980–2025)
Most Recent Claim	Jun 2025 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims Hurricane Irene, Oct 1999 · 15 claims Hurricane Andrew, Aug 1992 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4401 N Bay Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIAMI BEACH serves 100,000 people · EPA ID FL4130901
Water Source	Purchased groundwater from MDWASA - MAIN SYSTEM
Last State Inspection	Dec 2022
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Xfinity.

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