St. Louis County property record for 4401 Mud Creek Rd, Ely, MN 55731 · Last verified August 2026
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1 ba · 1,594 sqft |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $46,969 (Jul 2021) |
| Tax Bill | $2,044 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 317-0010-00870 |
| Primary APN | 317-0010-00870 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,594 sqft Gross Area |
| 1st Floor Area | 1,254 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Metal |
|---|---|
| Construction Type | Frame |
| Lot Area | 435,600 sqft (10 acres) |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1113080 |
|---|---|
| Street Address | 4401 MUD CREEK RD |
| City | ELY |
| State | MN |
| Zip | 55731 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Legal Description | S1/2 OF S1/2 OF NW1/4 OF SE1/4 SERIAL # |
| Legal Range | 14W |
| Legal Township | 62N |
| Legal Section | 05 |
| Legal Subdivision | EAGLES NEST TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | EAGLES NEST |
| Census Block Group | 2 |
| Census Block | 2069 |
| Census Tract | 15401 |
Source: St. Louis County records · APN 317-0010-00870
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1801 JOHNSON DR, STILLWATER, MN 55082-4179 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BELL BANK |
| Jul 19, 2021 | Warranty Deed, Transfer BURNETT TITLE, BURNET TITLE |
| May 27, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 19, 2021 · Amount on Record |
| Deed Sale | Jul 19, 2021 · Amount on Record |
| Prior Sale | May 27, 2021 · Amount on Record |
| Deed Document Number | 20211043913 |
| Prior Transfer Date | May 21, 2021 |
| Prior Transfer Doc | 0001041359 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Apr 30, 2026 |
| Property Address | 4401 MUD CREEK RD, ELY, MN 55731 |
| Document Number | 0001101069 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20261101069 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1801 JOHNSON DR, STILLWATER, MN 55082-4179 |
| Document Number | 0001101069, |
|---|---|
| Date | Apr 30, 2026 |
| Instrument | 20261101069 |
| Name | BELL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.98% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 19, 2021 |
| Property Address | 4401 MUD CREEK RD, ELY, MN 55731 |
| Document Number | 0001043913 |
| Instrument Date | Jun 15, 2021 |
| Instrument | 1043913 |
| Transaction Type | Transfer |
| Record Updated | Oct 02, 2023 |
| Title Company | BURNETT TITLE, BURNET TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $155.10 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1801 JOHNSON DR, STILLWATER, MN 55082-4179 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 27, 2021 |
| Property Address | 4401 MUD CREEK RD, ELY, MN 55731 |
| Document Number | 0001041359 |
| Instrument Date | May 21, 2021 |
| Instrument | 1041359 |
| Transaction Type | Transfer |
| Record Updated | Oct 02, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8501 CONDON BOULEVARD, DULUTH, MN 55804-2745 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Eagles Nest Township |
| Unified School District | St. Louis County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,044.00 (+614.69%) | ||
| 2025 | $286.00 (-3.38%) | $228,900 (+525.41%) Land $45,400 Building $183,500 | $228,900 (+525.41%) Land $45,400 Building $183,500 |
| 2024 | $296.00 (-5.13%) | $36,600 (-) Land $36,600 | $36,600 (-) Land $36,600 |
| 2023 | $312.00 | ||
| 2022 | $36,600 (+197.56%) Land $36,600 | $36,600 (+197.56%) Land $36,600 | |
| 2021 | $12,300 Land $12,300 | $12,300 Land $12,300 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 76% of the US · above 91% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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