4401 Macadamia Ln, Oakley, CA 94561 Property Records

Contra Costa County property record for 4401 Macadamia Ln, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,013 sqft · built 1984
Lot Size0.152 acres (6,630 sqft)
OwnerIndividual Name on Record
Last Sale$325,000 (Jan 2017)
Tax Bill$5,170 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN035-481-007-9

Property Details

APN / Parcel Number

Primary APN035-481-007-9
Alternative APN
  • 035-481-007

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,013 sqft Living Area
1st Floor Area1,013 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1990
Lot Area6,630 sqft (0.152 acres)
Garage TypeAttached
Garage Area410 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address4401 MACADAMIA LN
CityOAKLEY
StateCA
Zip94561-2446
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP1
Legal DescriptionT6356A L0138 B EX 1/2 MR
Legal SubdivisionSUBDIVISION 6356
Legal Tract6356A
Legal Lot Number0138
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group3
Census Block3011
Census Tract302007

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4401 MACADAMIA LN, OAKLEY, CA 94561-2446
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2026Deed of Trust, Mortgage · Line of Credit
FIRST TECHNOLOGY FEDERAL CU
Mar 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
STEARNS LENDING LLC
Jan 31, 2018Deed of Trust, Mortgage · Conventional Mortgage
GUILD MORTGAGE CO
Jan 17, 2017Grant Deed, Transfer · FHA Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 17, 2017 · Amount on Record
Deed SaleJan 17, 2017 · Amount on Record
Prior SaleOct 2, 2008 · Amount on Record
Deed Document Number20178639
Prior Transfer DateJul 14, 2016
Prior Transfer Doc0000143716
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address4401 MACADAMIA LN, OAKLEY, CA 94561-2446
Transaction TypeMortgage
Record UpdatedMar 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4401 MACADAMIA LN, OAKLEY, CA 94561-2446

Mortgage

Document Number0000025094
DateMar 16, 2026
Instrument2026- 025094
Lender
NameFIRST TECHNOLOGY FEDERAL CU
TypeCredit Union
Address2890 ZANKER RD STE 120, SAN JOSE, CA 95134
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 25, 2056
Interest
Change FrequencyMonthly

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address4401 MACADAMIA LN, OAKLEY, CA 94561-2446
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4401 MACADAMIA LN, OAKLEY, CA 94561-2446

Mortgage

Document Number0000083275
DateMar 18, 2021
Instrument2021-083275
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
AddressLEWISVILLE, TX 75057
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address4401 MACADAMIA LN, OAKLEY, CA 94561-2446
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyCHICAGO TITLE SIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000015695
DateJan 31, 2018
Instrument2018-015695
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateJan 17, 2017
Property Address4401 MACADAMIA LN, OAKLEY, CA 94561-2446
Document Number0000008639
Map ReferenceMAP273 PG3-9
Instrument DateDec 12, 2016
Instrument2017-008639
Transaction TypeTransfer
Record UpdatedJul 19, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4401 MACADAMIA LN, OAKLEY, CA 94561-2446

Mortgage

Document Number0000008640
DateJan 17, 2017
Instrument2017-008640
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2047

Mortgage

Document Number0000008641
DateJan 17, 2017
Instrument2017-008641
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeNegative Amortization
AmountAmount Recorded

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Secondary School DistrictLiberty Union High School District (09 - 12)
Elementary School DistrictOakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$384,727 (+2%) Land $201,241 Building $183,486
2025$5,170.00 (+2.91%)$377,185 (+4.04%) Land $197,296 Building $179,889
2023$5,024.00 (+0.78%)$362,540 Land $189,636 Building $172,904
2022$4,985.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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