Bell County property record for 4401 E US Hwy 190, Temple, TX 76501
| Property Type | Commercial |
|---|---|
| Details | 6,000 sqft · built 2003 |
| Lot Size | 21.6 acres (944,120 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,195 (2025) |
| Deeds & Mortgages | May 2016 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 0459110006 |
| Primary APN | 0459110006 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 6,000 sqft Gross Area |
| 1st Floor Area | 6,000 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 944,120 sqft (21.6 acres) |
| View / Lot | Commercial |
| Storage Building | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4401 E US HIGHWAY 190 |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76501-7344 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | A0014BC M MORENO, 397-1, ACRES 10.837 |
| Legal Subdivision | M MORENO |
| Legal Block | 3 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 20900 |
Source: Bell County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 64, BASTROP, TX 78602-0064 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 4401 E US HIGHWAY 190, TEMPLE, TX 76501-7344 |
| Document Number | 0000018758 |
| Instrument Date | May 12, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4401 E US HIGHWAY 190 TEMPLE TX 765017344, TEMPLE, TX 76501-7344 |
| Document Number | 0000018758 |
|---|---|
| Date | Apr 21, 2020 |
| Instrument | 18758 |
| Name | HORIZON BK SSB |
|---|---|
| Type | Bank |
| Address | 600 CONGRESS AVE # 400, AUSTIN, TX 78701-2923 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Apr 20, 2021 |
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Academy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,195.00 (+9.9%) | $416,662 (+9.65%) Land $240,304 Building $176,358 | $416,662 (+9.65%) Land $240,304 Building $176,358 |
| 2023 | $5,637.00 (+32.45%) | $380,000 Land $210,776 Building $169,224 | $380,000 Land $210,776 Building $169,224 |
| 2022 | $4,256.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Texas |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| SOS Communications Fixed Wireless | 100 / 20 |
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