Ventura County property record for 4401 Costa de Oro, Oxnard, CA 93035
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,376 sqft · built 1976 |
| Lot Size | 0.075 acres (3,252 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $885,000 (Nov 2014) |
| Tax Bill | $13,638 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 188-0-100-645 |
| Primary APN | 188-0-100-645 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,376 sqft Living Area |
| 1st Floor Area | 1,376 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Condo/Apartment |
| Lot Area | 3,252 sqft (0.075 acres) |
| Garage Area | 454 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 332 sqft |
| Patio Area | 664 sqft |
| Old Parcel Number | 1880100545 |
|---|---|
| Street Address | 4401 COSTA DE ORO |
| City | OXNARD |
| State | CA |
| Zip | 93035-3752 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RW2 |
| Legal Description | TRACT: 202603 LOT: 4 REF: 060MR 080 |
| Legal Subdivision | TRACT NO 2026 3 |
| Legal Tract | 202603 |
| Legal Block | 100 |
| Legal Lot Number | 4 |
| Jurisdiction | VENTURA CA |
| Township / Civil Division | OXNARD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 3616 |
Source: Ventura County records · APN 188-0-100-645
Assessment roll updated July 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 4401 COSTA DE ORO, OXNARD, CA 93035-3752 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 19, 2014 · Amount on Record |
| Deed Sale | Nov 19, 2014 · Amount on Record |
| Prior Sale | Feb 15, 2013 · Amount on Record |
| Deed Document Number | 2014146338 |
| Last Transfer Date | Aug 17, 2024 |
| Transfer Doc | 0000056728 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VENTURA CA |
| Property Address | 4401 COSTA DE ORO, OXNARD, CA 93035-3752 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 2016 CALLE YUCCA, THOUSAND OAKS, CA 91360-2256 |
| Document Number | 0000091558 |
|---|---|
| Date | May 06, 2021 |
| Instrument | 20210506-00091558 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
Source: Ventura County records · Assessment roll updated July 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Ventura County |
| Municipality | Oxnard City |
| Elementary School District | Oxnard Elementary School District (KG - 08) |
| Secondary School District | Oxnard Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,084,592 (+2%) Land $704,880 Building $379,712 | |
| 2025 | $13,638.00 (+2.14%) | $1,063,326 (+4.04%) Land $691,059 Building $372,267 |
| 2024 | $13,352.00 (+3.65%) | |
| 2023 | $12,882.00 (+2.99%) | $1,022,037 Land $664,225 Building $357,812 |
| 2022 | $12,508.00 |
Source: FEMA National Flood Hazard Layer as of September 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 39 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Frontier.
Based on FCC filings for 594 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OXNARD WATER DEPT serves 200,232 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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