Suffolk City property record for 4401 Cole Ave, Suffolk, VA 23435 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,236 sqft · built 2021 |
| Lot Size | 0.248 acres (10,803 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $439,900 (Nov 2025) |
| Tax Bill | $2,717 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Jan 2022 Sale & Mortgage |
| APN | 13A*JAMES*44*PT46 |
| Primary APN | 13A*JAMES*44*PT46 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,236 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 10,803 sqft (0.248 acres) |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Account Number | 306004486 |
|---|---|
| Street Address | 4401 COLE AVE |
| City | SUFFOLK |
| State | VA |
| Zip | 23435-2456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L.44,PT.L.46,JAMES ST,PUGHSVILLE,REPLAT |
| Legal Subdivision | PUGHSVILLE |
| Jurisdiction | SUFFOLK CITY VA |
| Township / Civil Division | SUFFOLK |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 75206 |
Source: Suffolk City records · APN 13A*JAMES*44*PT46
Assessment roll updated December 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4401 COLE AVE, SUFFOLK, VA 23435-2456 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 06, 2025 | Bargain and Sale Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Jan 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 06, 2025 · Amount on Record |
| Deed Sale | Nov 06, 2025 · Amount on Record |
| Prior Sale | Jan 12, 2022 · Amount on Record |
| Deed Document Number | 202512705 |
| Record Updated | Jun 08, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Nov 06, 2025 |
| Property Address | 4401 COLE AVE, SUFFOLK, VA 23435-2456 |
| Document Number | 0250012705 |
| Map Reference | DOC 210008752 |
| Instrument Date | Oct 21, 2025 |
| Instrument | 250012705 |
| Transaction Type | Transfer |
| Record Updated | Dec 08, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4401 COLE AVE, SUFFOLK, VA 23435-2456 |
| Document Number | 0250012706 |
|---|---|
| Date | Nov 06, 2025 |
| Instrument | 250012706 |
| Name | ZILLOW HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUFFOLK CITY VA |
| Recording Date | Jan 12, 2022 |
| Property Address | 4401 COLE AVE, SUFFOLK, VA 23435-2456 |
| Document Number | 0220000649 |
| Instrument Date | Jan 11, 2022 |
| Instrument | 220000649 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4401 COLE AVE, SUFFOLK, VA 23435-2456 |
| Document Number | 0220000650 |
|---|---|
| Date | Jan 12, 2022 |
| Instrument | 220000650 |
| Name | CALIBER HOME LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Suffolk City records · Assessment roll updated December 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Suffolk City |
| Unified School District | Suffolk City Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $423,900 (+2.66%) Land $68,600 Building $355,300 | ||
| 2025 | $2,717.00 (-43.53%) | $423,900 (+2.66%) Land $68,600 Building $355,300 | $412,900 (+501.9%) Land $68,600 Building $344,300 |
| 2024 | $4,811.00 (+544.04%) | $412,900 (+501.9%) Land $68,600 Building $344,300 | |
| 2023 | $747.00 | $68,600 Land $68,600 | $68,600 Land $68,600 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 518000752061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 14 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Wildfire Risk | Low above 20% of the US · above 29% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 5,882 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 280 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Shenandoah Telecommunications Company | Fiber | 8,000 / 8,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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