4401 Certier Rd, Lynchburg, OH 45142 Property Records

Highland County property record for 4401 Certier Rd, Lynchburg, OH 45142

Property Summary

Property Type	Rural Home
Details	4 bd · 1 ba · 2,103 sqft · built 1901
Lot Size	96.2 acres (4,192,040 sqft)
Owner	Individual Name on File
Tax Bill	$3,246 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`38-18-000-410.00`

Property Details

APN / Parcel Number

Primary APN	`38-18-000-410.00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,103 sqft Total Area
Gross Area	3,835 sqft
1st Floor Area	1,239 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Architectural Style	Conventional
Exterior Material	Aluminum Siding
Construction Type	Wood
Foundation Type	Raised
Lot Area	4,192,040 sqft (96.2 acres)

Exterior Amenities

Porch	Slab
Porch Area	205 sqft
Deck Area	288 sqft
Shed	1 Shed
Shed Area	900 sqft
Lean-To	576 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected
Water Source	Well

Location & Zoning

Street Address	4401 CERTIER RD
City	LYNCHBURG
State	OH
Zip	45142-9727
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	96.236 ACRES 2024 SPLIT OUT 32.078A TO 410.02 REM WB 96.236A 2025 SPLIT OUT 91.236A TO 410.03 REM WB 5.00A
Jurisdiction	HIGHLAND OH
Township / Civil Division	SALEM
Census Block Group	1
Census Block	1049
Census Tract	955200

Owner

4401 Certier Rd, a rural home, is owned and occupied by an individual who acquired it in July 2025.

Source: Highland County records, as of October 7, 2026

Owner of Record	Individual Name on File
Mailing Address	4401 CERTIER RD, LYNCHBURG, OH 45142-9727
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 27, 2021	Affidavit, Transfer
Sep 25, 2020	Affidavit of Death of Joint Tenant, Transfer
Jun 15, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Last Transfer Date	Jul 28, 2025
Transfer Doc	001018/440
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLAND OH
Recording Date	Aug 27, 2026
Property Address	4401 CERTIER RD, LYNCHBURG, OH 45142-9727
Document Number	0000004246
Book / Page	1023 / 5163
Instrument Date	Aug 21, 2026
Instrument	20264246
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4401 CERTIER RD, LYNCHBURG, OH 45142-9727
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004246,
Date	Aug 27, 2026
Book Page	1023/5163
Instrument	20264246

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLAND OH
Recording Date	May 8, 2026
Property Address	4401 CERTIER RD, LYNCHBURG, OH 45142-9727
Document Number	0000002192
Book / Page	1021 / 5621
Instrument Date	Apr 30, 2026
Instrument	20262192
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4401 CERTIER RD, LYNCHBURG, OH 45142-9727
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002192,
Date	May 8, 2026
Book Page	1021/5621
Instrument	20262192

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	HIGHLAND OH
Recording Date	Apr 27, 2021
Property Address	4401 CERTIER RD, LYNCHBURG, OH 45142-9727
Document Number	992/4226
Book / Page	992 / 4226
Instrument Date	Dec 21, 2020
Instrument	202100002273
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4369 CERTIER RD, LYNCHBURG, OH 45142-9427

September 2020: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HIGHLAND OH
Recording Date	Sep 25, 2020
Property Address	4401 CERTIER RD, LYNCHBURG, OH 45142-9727
Document Number	988/5328
Book / Page	988 / 5328
Instrument Date	Sep 24, 2020
Instrument	202000004759
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HIGHLAND OH
Recording Date	Jun 15, 2020
Property Address	4401 CERTIER RD, LYNCHBURG, OH 45142-9727
Document Number	987/189
Book / Page	987 / 189
Instrument Date	Apr 30, 2020
Instrument	202000002670
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4401 CERTIER RD, LYNCHBURG, OH 45142-9727

Tax Assessment & Valuation

The 2025 property tax bill for 4401 Certier Rd was $3,246 with a homeowner's exemption.

Source: Highland County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Highland County
County Subdivision	Salem Township
Unified School District	Lynchburg-Clay Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,246.00	$127,280 Land $92,000 Building $35,280	$572,800 Land $472,700 Building $100,100
2023	$2,472.00 Homeowner's exemption	$167,480 (-) Land $145,810 Building $21,670
2022		$167,480 Land $145,810 Building $21,670
2021	$2,069.00		$478,500 Land $416,600 Building $61,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4401 Certier Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4401 Certier Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
connectSCP Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Certier Rd

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