Santa Rosa County property record for 4401 Bell Ln, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,537 sqft · built 1983 |
| Lot Size | 0.919 acres (40,032 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Dec 2019) |
| Tax Bill | $2,872 (2024) |
| Deeds & Mortgages | Nov 2023 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-1N-29-0000-01013-0000 |
| Primary APN | 13-1N-29-0000-01013-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,537 sqft Living Area |
| Gross Area | 3,161 sqft |
| 1st Floor Area | 1,537 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 40,032 sqft (0.919 acres) |
| Lot Dimensions | 440 ft deep x 91 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 624 sqft |
| Deck Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4401 BELL LN |
|---|---|
| City | PACE |
| State | FL |
| Zip | 32571-2740 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | BEG AT A PT ON W R/W OF SRD #197-A (1237.8 FT E & 2443 FT S OF NW CORN OF NW4 OF SECTION 13 TOWNSHIP 1 NORTH RANGE 29 WEST THN S 91.17 FT THN W 440 FT THN N 91.17 FT THN E 440 FT TO POB AS DES IN OR 3901 PG 321 |
| Legal Range | 29W |
| Legal Township | 1N |
| Legal Section | 13 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 10704 |
Source: Santa Rosa County assessment roll, APN 13-1N-29-0000-01013-0000, as of December 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4401 BELL LN, MILTON, FL 32571-2740 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 07, 2023 | Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC |
| Mar 17, 2021 | Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Dec 18, 2019 | Warranty Deed, Transfer · VA Mortgage UNIVERSITY LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 18, 2019 · Amount on Record |
| Deed Sale | Dec 18, 2019 · Amount on Record |
| Prior Sale | Oct 25, 2016 · Amount on Record |
| Deed Document Number | 201956951 |
| Deed Book / Page | 3901 / 321 |
| Prior Transfer Date | Oct 28, 1998 |
| Prior Transfer Doc | 0017240808 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4401 BELL LN, PACE, FL 32571-2740 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4401 BELL LN, PACE, FL 32571-2740 |
| Document Number | 0044490117 |
|---|---|
| Date | Nov 07, 2023 |
| Book Page | 4449/117 |
| Instrument | 202350148 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4401 BELL LN, PACE, FL 32571-2740 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4401 BELL LN, PACE, FL 32571-2740 |
| Document Number | 0040881987 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 4088/1987 |
| Instrument | 202117755 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 18, 2019 |
| Property Address | 4401 BELL LN, PACE, FL 32571-2740 |
| Document Number | 0039010321 |
| Book / Page | 003901 / 000321 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 56951 |
| Transaction Type | Transfer |
| Record Updated | Mar 05, 2020 |
| Title Company | EMERALD COAST TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,155.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4401 BELL LN PACE FL 325712740, PACE, FL 32571-2740 |
| Document Number | 39010324 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 003901/000324 |
| Instrument | 56952 |
| Name | UNIVERSITY LNDG |
|---|---|
| Address | SOUTHFIELD, MI 48034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2049 |
Source: Santa Rosa County assessment roll as of December 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $231,945 (+3.51%) Land $28,500 Building $203,445 | $231,945 (+3.51%) Land $28,500 Building $203,445 | |
| 2024 | $2,872.00 (+1.92%) | $224,074 (+0.59%) Land $28,500 Building $195,574 | $224,074 (+0.59%) Land $28,500 Building $195,574 |
| 2023 | $2,818.00 (+4.72%) | $222,756 (+0.6%) Land $28,500 Building $194,256 | $222,756 (+0.6%) Land $28,500 Building $194,256 |
| 2022 | $2,691.00 | $221,417 | $221,417 Land $28,500 Building $192,917 |
Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), as of November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130107041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 14 (1979–2020) |
| Claims Outside the SFHA | 11 of 14 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 143 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system FL1570671, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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