Union County property record for 4401 Austin Rd, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,004 sqft · built 1930 |
| Lot Size | 3.8 acres (165,920 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Jul 2015) |
| Tax Bill | $1,205 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jan 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-174-006B |
| Primary APN | 04-174-006B |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,004 sqft Living Area |
| Gross Area | 955 sqft |
| 1st Floor Area | 955 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Conventional |
| Exterior Material | Asbestos |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 165,920 sqft (3.8 acres) |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4401 AUSTIN RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-8265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #2 COOPER/PENEGAR OPCD965 |
| Legal Subdivision | 1409900; #2 COOPER/PENEGAR |
| Legal Tract | 2 |
| Jurisdiction | UNION NC |
| Township / Civil Division | BUFORD |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20902 |
Source: Union County records, as of March 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4401 AUSTIN RD, MONROE, NC 28112-8265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 5, 2026 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jan 24, 2024 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2015 · Amount on Record |
| Deed Sale | Jul 6, 2015 · Amount on Record |
| Deed Document Number | 201520345 |
| Deed Book / Page | 6482 / 657 |
| Prior Transfer Date | Aug 23, 2001 |
| Prior Transfer Doc | 1630066 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4401 AUSTIN RD, MONROE, NC 28112-8265 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 4401 AUSTIN RD, MONROE, NC 28112-8265 |
| Document Number | 0009298351 |
|---|---|
| Date | Feb 5, 2026 |
| Book Page | 9298/351 |
| Instrument | 2860 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | MONROE, NC 28110 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jan 27, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4401 AUSTIN RD, MONROE, NC 28112-8265 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2024 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 4401 AUSTIN RD, MONROE, NC 28112-8265 |
| Document Number | 0000884371 |
|---|---|
| Date | Jan 24, 2024 |
| Book Page | 8843/71 |
| Instrument | 1434 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | MONROE, NC 28110 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,205.00 (+48.95%) | $261,600 (+100.61%) Land $109,300 Building $152,300 | $261,600 (+100.61%) Land $109,300 Building $152,300 |
| 2023 | $809.00 | $130,400 Land $43,000 Building $87,400 | $130,400 Land $43,000 Building $87,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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