4400 Winder Trl, Gastonia, NC 28056 Property Records

Gaston County property record for 4400 Winder Trl, Gastonia, NC 28056

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,291 sqft · built 2006
Lot Size0.45 acres (19,602 sqft)
Owner2 Individual Names on File
Last Sale$238,000 (Jun 2009)
Tax Bill$5,031 (2026)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN205956

Property Details

APN / Parcel Number

Primary APN205956
Alternative APN
  • 1557481

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area2,291 sqft Heated Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialBrick Veneer
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area19,602 sqft (0.45 acres)
PorchPorch
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address4400 WINDER TRL
CityGASTONIA
StateNC
Zip28056-8519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1H
Legal DescriptionCRAMER WOODS L 5 15 065 001 00 000
Legal SubdivisionCRAMER WOODS PHASE II
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1006
Census Tract32509

Owner

4400 Winder Trl is owned and occupied by two individuals who bought it in June 2009.

Source: Gaston County records, as of August 31, 2026

Owner of Record2 Individual Names on File
Mailing Address4400 WINDER TRL, GASTONIA, NC 28056-8519
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2009 · Amount on File
Deed SaleJun 16, 2009 · Amount on File
Prior SaleOct 3, 2006 · Amount on File
Deed Book / Page4469 / 1454
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address4400 WINDER TRL, GASTONIA, NC 28056-8519
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053061950
DateJan 28, 2022
Book Page5306/1950
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressCOLUMBIA, SC 29211
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 4400 Winder Trl was $5,031.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityGastonia City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,031.00$470,640 Land $64,000 Building $406,640
2023$5,082.00$470,640 Land $64,000 Building $406,640
2021$299,210 Land $45,000 Building $254,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4400 Winder Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4400 Winder Trl is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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