4400 Vantage Cir, Sebring, FL 33872 Property Records

Highlands County property record for 4400 Vantage Cir, Sebring, FL 33872

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,934 sqft · built 2006
Lot Size	0.132 acres (5,793 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Jul 2022)
Tax Bill	$1,292 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jan 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C-27-34-28-130-0000-075B`

Property Details

APN / Parcel Number

Primary APN	`C-27-34-28-130-0000-075B`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,934 sqft Living Area
1st Floor Area	1,623 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,793 sqft (0.132 acres)
Lot Dimensions	110 ft deep x 53 ft wide
Garage Type	Finished
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	588 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	332 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4400 VANTAGE CIR
City	SEBRING
State	FL
Zip	33872-3471
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2FUD
Legal Description	VANTAGE POINTE PHASE II PB 15 PG 86 LOT 75B
Legal Range	28E
Legal Township	34S
Legal Section	27
Legal Subdivision	VANTAGE POINTE PHASE II
Legal Phase	2
Legal Lot Number	75B
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	4
Census Block	4000
Census Tract	960602

Owner

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4400 VANTAGE CIR, SEBRING, FL 33872-3471
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Warranty Deed, Transfer · Conventional Mortgage BELL BANK
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU
Jun 6, 2017	Deed of Trust, Mortgage FLORIDA HOUSING FINANCE CORP
Jul 24, 2018	Warranty Deed, Transfer · Conventional Mortgage MIDFLORIDA CU ISAOA
May 8, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Prior Sale	Jul 24, 2018 · Amount on Record
Deed Document Number	2105167
Deed Book / Page	2919 / 87
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 15, 2022
Property Address	4400 VANTAGE CIR, SEBRING, FL 33872-3471
Document Number	0002105167
Book / Page	2919 / 87
Map Reference	MB 15 PG 86
Instrument Date	Jul 13, 2022
Instrument	2105167
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	HEARTLAND TITLE COMPANY, HEARTLAND TITLE INS AGCY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	801 SUNBIRD TER, 801, SEBRING, FL 33872-3493

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4400 VANTAGE CIR, SEBRING, FL 33872-3471

Mortgage

Document Number	0000291989
Date	Jul 15, 2022
Instrument	2919/89

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	Aug 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.9%
Index	Other
Max Rate	9.9%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4400 VANTAGE CIR, SEBRING, FL 33872-3471
Transaction Type	Mortgage
Record Updated	Feb 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4400 VANTAGE CIR, SEBRING, FL 33872-3471

Mortgage

Document Number	0002016223
Date	Jan 25, 2021
Book Page	2797/1967
Instrument	2016223

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	4400 VANTAGE CIR, SEBRING, FL 33872-3471
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001855299
Date	Jun 6, 2017
Book Page	2584/0020
Instrument	1855299

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Funding / Finance Company
Address	ALEXANDRIA, VA 22301

Agreement

Amount	Amount Recorded

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Jul 24, 2018
Property Address	4400 VANTAGE CIR, SEBRING, FL 33872-3471
Document Number	0001904976
Book / Page	002647 / 000615
Instrument Date	Jul 20, 2018
Instrument	1904976
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	CLOSING AGENT INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,156.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	304 SUNBIRD SQ SEBRING FL 338723478, SEBRING, FL 33872-3478

Mortgage

Document Number	1904977
Date	Jul 24, 2018
Book Page	002647/000617
Instrument	1904977

Lender

Name	MIDFLORIDA CU ISAOA
Type	Credit Union
Address	LAKELAND, FL 33802-8008

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 23, 2033

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HIGHLANDS FL
Recording Date	May 8, 2017
Property Address	4400 VANTAGE CIR, SEBRING, FL 33872-3471
Document Number	0001852311
Book / Page	002579 / 001464
Instrument Date	Apr 24, 2017
Instrument	1852311
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4400 VANTAGE CIR SEBRING FL 338723471, SEBRING, FL 33872-3471

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$112,845 (+5.99%)	$217,164 (-0.22%) Land $15,000 Building $202,164
2024	$1,292.00 (+0.62%)
2023	$1,284.00 (-31.45%) Homeowner's exemption	$106,471 (-28.14%)	$217,643 (-2.5%) Land $15,000 Building $202,643
2022	$1,873.00 Homeowner's exemption	$148,168	$223,227 Land $15,000 Building $208,227

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	8 (2017–2022)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 4 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

4400 Vantage Cir, Sebring, FL 33872 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2017: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Vantage Cir

Nearby Streets

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