4400 Thatcher Rd, Alton, IL 62002 Property Records

Madison County property record for 4400 Thatcher Rd, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,820 sqft · built 1975
Lot Size	0.488 acres (21,277 sqft)
Owner	2 Individual Names on Record
Last Sale	$401,500 (Jul 2022)
Tax Bill	$7,019 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2017 Mortgage
APN	`24-2-02-30-03-301-053`

Property Details

APN / Parcel Number

Primary APN	`24-2-02-30-03-301-053`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,820 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Modern
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Lot Area	21,277 sqft (0.488 acres)
Lot Dimensions	390 ft deep x 54 ft wide
Garage Type	Attached
Pool Area	448 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4400 THATCHER RD
City	ALTON
State	IL
Zip	62002-6928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROCK GATE WOODS LOT 178 54.5X390.4X IRR
Legal Subdivision	ROCK-GATE WOODS
Legal Lot Number	178
Jurisdiction	MADISON IL
Township / Civil Division	GODFREY
Census Block Group	1
Census Block	1021
Census Tract	402801

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4400 THATCHER RD, ALTON, IL 62002-6928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2022	Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK
Jul 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2022 · Amount on Record
Deed Sale	Jul 28, 2022 · Amount on Record
Deed Document Number	202225095
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jul 28, 2022
Property Address	4400 THATCHER RD, ALTON, IL 62002-6928
Document Number	0000025095
Map Reference	PB 41 PG 79
Instrument Date	Jul 22, 2022
Instrument	2022R25095
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	SERENITY TITLE AND ESCROW LLC, SERENITY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$602.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4400 THATCHER RD, ALTON, IL 62002-6928

Mortgage

Document Number	0000025096
Date	Jul 28, 2022
Instrument	2022R25096

Lender

Name	CARROLLTON BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.38%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	4400 THATCHER RD, ALTON, IL 62002-6928
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024805
Date	Jul 26, 2017
Instrument	2017R24805

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
Municipality	Godfrey Village
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,019.00 (+6.45%)	$111,030 (+26.67%) Land $44,880 Building $66,150	$333,090 (+26.55%) Land $134,640 Building $198,450
2024	$6,594.00 (+12.85%)
2022	$5,843.00	$87,650 Land $35,430 Building $52,220	$263,213 Land $106,396 Building $156,817

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	32 (1979–2008)
Claims Outside the SFHA	2 of 32
Most Recent Claim	Jun 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2008 · 7 claims Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOSTERBURG PWD serves 7,940 people · EPA ID IL1195220
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Wisper ISP.

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