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4400 SE Kubin Ave, Stuart, FL 34997 Property Records

Martin County property record for 4400 SE Kubin Ave, Stuart, FL 34997

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,765 sqft · built 1986
Lot Size0.572 acres (24,916 sqft)
Owner2 Individual Names on Record
Last Sale$740,000 (Oct 2023)
Tax Bill$6,643 (2025)
Deeds & MortgagesJan 2024 Transfer
Oct 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN49-38-41-610-000-0018.0-5-0000

Property Details

APN / Parcel Number

Primary APN49-38-41-610-000-0018.0-5-0000
Alternative APNs
  • 49-38-41-610-000-00180-5
  • 39867

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area2,765 sqft Living Area
Gross Area3,288 sqft
1st Floor Area2,765 sqft
Interior WallsWallboard/Drywall
ElevatorElevator

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area24,916 sqft (0.572 acres)
Garage TypeAttached
Garage Area523 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Pool
Pool Area450 sqft
PorchOpen Concrete/Masonry Porch
Porch Area10 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number39867
Street Address4400 SE KUBIN AVE
CitySTUART
StateFL
Zip34997-2451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionHORSESHOE HEIGHTS LOT 18
Legal Range41E
Legal Township38S
Legal Section49
Legal SubdivisionHORSESHOE HEIGHTS
Legal Block1
Legal Lot Number18
JurisdictionMARTIN FL
Township / Civil DivisionPORT SALERNO-HOBE SOUND
Census Block Group1
Census Block1015
Census Tract1302

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4400 SE KUBIN AVE, STUART, FL 34997-2451
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jan 22, 2024Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Oct 2, 2023Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2023 · Amount on Record
Deed SaleOct 2, 2023 · Amount on Record
Prior SaleMay 1, 1986 · Amount on Record
Deed Document Number20233038231
Deed Book / Page3399 / 1732
Last Transfer DateJan 22, 2024
Transfer Doc0034161473
Record UpdatedOct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARTIN FL
Recording DateJan 22, 2024
Property Address4400 SE KUBIN AVE, STUART, FL 34997-2451
Document Number0034161473
Book / Page3416 / 1473
Map ReferenceMB 7 PG 32
Instrument DateJan 22, 2024
Instrument3054389
Transaction TypeTransfer
Record UpdatedFeb 7, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4400 SE KUBIN AVE, STUART, FL 34997-2451

Transferred To (Grantee/Buyer)

NameVerified Name
Address4400 SE KUBIN AVE, STUART, FL 34997-2451

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateOct 2, 2023
Property Address4400 SE KUBIN AVE, STUART, FL 34997-2451
Document Number0033991732
Book / Page3399 / 1732
Map ReferenceMB 7 PG 32
Instrument DateSep 26, 2023
Instrument3038231
Transaction TypeTransfer
Record UpdatedOct 20, 2023
Title CompanyPATCH REEF TITLE COMPANY INC, PATCH REEF TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,180.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1477 HOPEDALE PL, SANFORD, FL 32771-9127

Transferred To (Grantee/Buyer)

NameVerified Name
Address4400 SE KUBIN AVE, STUART, FL 34997-2451

Mortgage

Document Number0033991765
DateOct 2, 2023
Instrument3399/1765
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2053

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,643.00 (+0.47%) Additional exemption filed$434,271 (+87.78%)$650,950 (+12.7%) Land $252,000 Building $398,950
2024$6,612.00 (+84.08%)
2023$3,592.00 (+3.85%) Additional exemption filed$231,267 (+3%)$577,580 (+15.03%) Land $252,000 Building $325,580
2022$3,459.00 Homeowner's exemption$224,532$502,120 Land $238,500 Building $263,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 167 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies253 units insured
incl. 86 condo units
Nearby Flood Claims16 (1994–2025)
Claims Outside the SFHA6 of 16
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 5 claims
  • Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEACOAST WEST
public/private · serves 1,975 people · EPA ID FL4505018
Water SourcePurchased groundwater from PALM BEACH COUNTY WATER UTILITIES
Last State InspectionJul 2023
Also Mapped HereMARTIN CO UTILITIES
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: Blue Stream, Hotwire Communications.

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