Hamilton County property record for 4400 Saint Cloud Way, Cleves, OH 45002
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,885 sqft · built 2003 |
| Lot Size | 0.275 acres (11,979 sqft) |
| Owner | Trust Name on File |
| Last Sale | $65,000 (Oct 2002) |
| Tax Bill | $6,174 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 570-0110-0454-00 |
| Primary APN | 570-0110-0454-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,885 sqft Living Area |
| 1st Floor Area | 1,885 sqft |
| Basement Area | 1,869 sqft |
| Finished Basement | 1,100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 11,979 sqft (0.275 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 269 sqft |
| Patio Area | 272 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 4400 SAINT CLOUD WAY |
|---|---|
| City | CLEVES |
| State | OH |
| Zip | 45002-2320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAINT CLOUD WAY (PRIVATE)0.2757 AC LT 48-A BRIDGE-STONE SANCTUARY AT BIDDLEESTATES SUB |
| Legal Subdivision | AT BIDDLE ESTATES SUB |
| Legal Lot Number | 48-A |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | MIAMI |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 20403 |
4400 Saint Cloud Way is owner-occupied and held in a trust since November 2015.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4400 SAINT CLOUD WAY, CLEVES, OH 45002-2320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2021 | Deed of Trust, Mortgage CINCINNATUS SLA |
| Aug 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CINCINNATUS S&L |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 8, 2002 · Amount on File |
| Deed Sale | Oct 8, 2002 · Amount on File |
| Prior Sale | Oct 8, 2002 · Amount on File |
| Deed Document Number | 0090484505 |
| Last Transfer Date | Nov 16, 2015 |
| Transfer Doc | 0000122727 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4400 SAINT CLOUD WAY, CLEVES, OH 45002-2320 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000011021 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 14341/1316 |
| Instrument | 2021-0011021 |
| Name | CINCINNATUS SLA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45211 |
| Amount | Amount on Record |
|---|---|
| Term | 176 Months |
| Due | Sep 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4400 SAINT CLOUD WAY, CLEVES, OH 45002-2320 |
| Document Number | 0000084700 |
| Instrument Date | Aug 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4400 SAINT CLOUD WAY CLEVES OH 450022320, CLEVES, OH 45002-2320 |
| Document Number | 0000084700 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 014238/003011 |
| Instrument | 84700 |
| Name | CINCINNATUS S&L |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 23, 2035 |
The 2025 property tax bill for 4400 Saint Cloud Way was $6,174 with a homeowner's exemption, up 12.6% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Miami Township |
| Unified School District | Three Rivers Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,174.00 (+12.56%) Homeowner's exemption | $127,904 (-) Land $21,000 Building $106,904 | |
| 2024 | $5,485.00 (-0.87%) Homeowner's exemption | $127,904 (-) Land $21,000 Building $106,904 | |
| 2023 | $5,533.00 (-9.74%) Homeowner's exemption | $127,904 (+14.46%) Land $21,000 Building $106,904 | $365,440 Land $60,000 Building $305,440 |
| 2022 | $6,130.00 Homeowner's exemption | $111,745 Land $21,420 Building $90,325 | |
| 2020 | $319,270 Land $61,200 Building $258,070 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4400 Saint Cloud Way in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1978–2005) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Jan 2005 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4400 Saint Cloud Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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