4400 Monroe St, Gary, IN 46408 Property Records

Lake County property record for 4400 Monroe St, Gary, IN 46408

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,112 sqft · built 1950
Lot Size	0.072 acres (3,136 sqft)
Owner	Company Name on File
Tax Bill	$1,191 (2024)
Deeds & Mortgages	Sep 2026 Mortgage May 2023 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-47-0153-0022`

Property Details

APN / Parcel Number

Primary APN	`001-25-47-0153-0022`
Alternative APNs	`45-08-28-457-015.000-004` `254701530022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,112 sqft Living Area
Gross Area	3,168 sqft
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,136 sqft (0.072 acres)
Lot Dimensions	125 ft deep x 25 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4400 MONROE ST
City	GARY
State	IN
Zip	46408-3330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOLLESTON HEIGHTS L.25 BL.3 ALL L.26 BL.3
Legal Subdivision	TOLLESTON HEIGHTS
Legal Block	3
Legal Lot Number	25
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	4
Census Block	4024
Census Tract	12500

Owner

4400 Monroe St is owned by a company that acquired it in March 2023 and is owner-occupied.

Source: Lake County records, as of September 24, 2026

Owner of Record	Company Name on File
Mailing Address	2929 JEWETT AVE, HIGHLAND, IN 46322-1618
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
May 12, 2023	Deed of Trust, Mortgage · Commercial Mortgage RFLF 4 LLC
Mar 28, 2023	Quit Claim Deed, Transfer Quitclaim
Apr 13, 2022	Quit Claim Deed, Transfer EZ PROPERTY SOLUTIONS LLC
Mar 24, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN COMMUNITY BANK OF INDIANA
Jun 4, 2021	Quit Claim Deed, Transfer Quitclaim
Jan 18, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 22, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2023
Deed Sale	Mar 28, 2023
Prior Sale	Apr 13, 2022 · Amount on File
Deed Document Number	2023508914
Prior Transfer Date	Mar 21, 2023
Prior Transfer Doc	0000008914
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Recording Date	Sep 4, 2026
Property Address	4400 MONROE ST, GARY, IN 46408-3330
Document Number	0000537837
Instrument Date	Aug 27, 2026
Instrument	2026537837
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000537837,
Date	Sep 4, 2026
Instrument	2026537837

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	4400 MONROE ST, GARY, IN 46408-3330
Transaction Type	Mortgage
Record Updated	Oct 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014177
Date	May 12, 2023
Instrument	2023-514177

Lender

Name	RFLF 4 LLC
Address	CHICAGO, IL 60606

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Mar 28, 2023
Property Address	4400 MONROE ST, GARY, IN 46408-3330
Document Number	0000008914
Map Reference	MB 2 PG 37
Instrument Date	Feb 20, 2023
Instrument	2023-508914
Transaction Type	Transfer
Record Updated	Oct 2, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2929 JEWETT AVE, HIGHLAND, IN 46322-1618

April 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Apr 13, 2022
Property Address	4400 MONROE ST, GARY, IN 46408-3330
Document Number	0000015535
Map Reference	MB 2 PG 37
Instrument Date	Mar 23, 2022
Instrument	2022-515535
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2929 JEWETT AVE, HIGHLAND, IN 46322-1618

Mortgage

Document Number	0000016367
Date	Apr 20, 2022
Instrument	2022-516367

Lender

Name	EZ PROPERTY SOLUTIONS LLC
Type	Non-Lending Institution

Agreement

Amount	Amount on Record
Term	11 Months
Due	Mar 25, 2023

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Mar 24, 2022
Property Address	4400 MONROE ST, GARY, IN 46408-3330
Document Number	0000012518
Instrument Date	Mar 22, 2022
Instrument	2022-512518
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2929 JEWETT AVE, HIGHLAND, IN 46322-1618

Mortgage

Document Number	0000012608
Date	Mar 24, 2022
Instrument	2022-512608

Lender

Name	AMERICAN COMMUNITY BANK OF INDIANA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	9.87%

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Jun 4, 2021
Property Address	4400 MONROE ST, GARY, IN 46408-3330
Document Number	0000041022
Map Reference	MB 2 PG 37
Instrument Date	May 17, 2021
Instrument	2021-041022
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5027 CASSANDRA LN, INDIANAPOLIS, IN 46241-6343

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Jan 18, 2021
Property Address	4400 MONROE ST, GARY, IN 46408-3330
Document Number	0000004582
Instrument Date	Nov 19, 2020
Instrument	4582
Transaction Type	Transfer
Record Updated	Feb 4, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4400 MONROE ST GARY IN 464083330, GARY, IN 46408-3330

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE IN
Recording Date	Jul 22, 2019
Property Address	4400 MONROE ST, GARY, IN 46408-3330
Document Number	0000045290
Instrument Date	May 31, 2019
Instrument	45290
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4400 MONROE ST GARY IN 464083330, GARY, IN 46408-3330

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$97,700 Land $6,700 Building $91,000	$97,700 Land $6,700 Building $91,000
2024	$1,191.00
2023		$43,100 (+2.62%) Land $5,600 Building $37,500	$43,100 (+2.62%) Land $5,600 Building $37,500
2022	$481.00	$42,000 Land $3,800 Building $38,200	$42,000 Land $3,800 Building $38,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4400 Monroe St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2008–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Feb 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4400 Monroe St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Monroe St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures