4400 Luneman Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 4400 Luneman Rd, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	3 bd · 3.5 ba · 2,768 sqft · built 1986
Lot Size	7.66 acres (334,105 sqft)
Owner	2 Individual Names on Record
Last Sale	$750,000 (Feb 2021)
Tax Bill	$8,942 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`105-370-011-000`

Property Details

APN / Parcel Number

Primary APN	`105-370-011-000`
Alternative APNs	`10537011100` `1053701110`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	3 Stories
Building Area	2,768 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Wood
Lot Area	334,105 sqft
View / Lot	Average
Patio Area	2,768 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4400 LUNEMAN RD
City	PLACERVILLE
State	CA
Zip	95667-8767
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RE5
Legal Description	RS 13/42/2 MEADOW CREEK 2
Legal Subdivision	MEADOW CREEK 2
Legal Tract	2
Legal Lot Number	12
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	2
Census Block	2010
Census Tract	30901

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4400 LUNEMAN RD, PLACERVILLE, CA 95667-8767
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2017	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Dec 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Feb 10, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2021 · Amount on Record
Deed Sale	Feb 10, 2021 · Amount on Record
Prior Sale	Jun 17, 2014 · Amount on Record
Deed Document Number	20219741
Prior Transfer Date	Nov 30, 2011
Prior Transfer Doc	0000058724
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4400 LUNEMAN RD, PLACERVILLE, CA 95667-8767
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	NEXTITLE IRVINE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055610
Date	Dec 7, 2017
Instrument	2017-0055610

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	MILTON, KS 67106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 23, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4400 LUNEMAN RD, PLACERVILLE, CA 95667-8767
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	NEXTITLE IRVINE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055609
Date	Dec 7, 2017
Instrument	2017-0055609

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Feb 10, 2021
Property Address	4400 LUNEMAN RD, PLACERVILLE, CA 95667-8767
Document Number	0000009741
Map Reference	MB F PG 147
Instrument Date	Feb 5, 2021
Instrument	2021-0009741
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4400 LUNEMAN RD, PLACERVILLE, CA 95667-8767

Mortgage

Document Number	0000009742
Date	Feb 10, 2021
Instrument	2021-0009742

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$865,199 (+2%) Land $204,253 Building $660,946
2025	$8,942.00 (+8.72%) Homeowner's exemption	$848,236 (+8.71%) Land $200,249 Building $647,987
2023	$8,225.00 (+1.48%) Homeowner's exemption	$780,300 Land $192,474 Building $587,826
2022	$8,105.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1997–2017)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 5 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 68% of California
Wildfire Likelihood	0.9% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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