Kay County property record for 4400 E Bender Rd, Newkirk, OK 74647
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 4,216 sqft · built 1998 |
| Lot Size | 80 acres (3,484,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $269,000 (May 2007) |
| Tax Bill | $3,849 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Apr 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 22856 |
| Primary APN | 22856 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 4,216 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Storm Shelter | Storm Shelter |
| Storm Shutters | Storm Shutters |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,484,800 sqft (80 acres) |
| Garage Type | Mixed |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 480 sqft |
| Deck Area | 24 sqft |
| Patio Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 22856 |
|---|---|
| Street Address | 4400 E BENDER RD |
| City | NEWKIRK |
| State | OK |
| Zip | 74647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DALE TWP - 5-28-3E E/2 SW/4...MAILING ADDR ONLY |
| Legal Range | 03E |
| Legal Township | 28N |
| Legal Section | 05 |
| Legal Subdivision | DALE TOWNSHIP |
| Legal Block | 28 |
| Legal Lot Number | 3E |
| Jurisdiction | KAY OK |
| Township / Civil Division | NEWKIRK |
| Census Block Group | 3 |
| Census Block | 3131 |
| Census Tract | 1200 |
Source: Kay County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 121 W SOUTH ST, NEWKIRK, OK 74647-6009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ARK VALLEY CU |
| Apr 28, 2020 | Deed of Trust, Mortgage · Line of Credit ARK VALLEY CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2007 · Amount on Record |
| Deed Sale | May 21, 2007 · Amount on Record |
| Prior Sale | May 16, 2005 · Amount on Record |
| Deed Document Number | 20074460 |
| Deed Book / Page | 1394 / 407 |
| Last Transfer Date | Jul 19, 2023 |
| Transfer Doc | 0000004794 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KAY OK |
| Property Address | 4400 E BENDER RD, NEWKIRK, OK 74647 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021010240 |
|---|---|
| Date | Nov 29, 2021 |
| Book Page | 1889/399 |
| Instrument | 2021-010240 |
| Name | ARK VALLEY CU |
|---|---|
| Type | Credit Union |
| Address | ARKANSAS CITY, KS 67005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KAY OK |
| Property Address | 4400 E BENDER RD, NEWKIRK, OK 74647 |
| Document Number | 0000003757 |
| Instrument Date | Apr 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4400 E BENDER RD NEWKIRK OK 74647, NEWKIRK, OK 74647 |
| Document Number | 0000003757 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 001837/000168 |
| Instrument | 3757 |
| Name | ARK VALLEY CU |
|---|---|
| Address | 1515 N SUMMIT ST, ARKANSAS CITY, KS 67005-1503 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2040 |
| Rate Type | Adjustable Rate |
|---|
Source: Kay County assessment roll, as of January 16, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Kay County |
| Unified School District | Newkirk Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $48,361 (+24.3%) Land $1,383 Building $46,978 | $439,640 (-26.57%) Land $12,569 Building $427,071 | |
| 2025 | $3,849.00 (+33.65%) Homeowner's exemption | $38,906 (+31.51%) Land $1,383 Building $37,523 | $598,692 (+49.23%) Land $12,569 Building $586,123 |
| 2024 | $2,880.00 (+7.34%) Homeowner's exemption | $29,583 (+3%) Land $1,383 Building $28,200 | $401,180 (+11.6%) Land $12,569 Building $388,611 |
| 2023 | $2,683.00 Homeowner's exemption | $28,721 Land $1,383 Building $27,338 | $359,470 Land $12,569 Building $346,901 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 23, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 97.2% of Oklahoma |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KAY CO RWD #5 (DALE WATER CORP) serves 765 people · EPA ID OK3003603 |
|---|---|
| Water Source | Purchased groundwater from NEWKIRK |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2024 Haloacetic acids resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| KanOkla Communications Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
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