4400 Bela Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 4400 Bela Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,905 sqft · built 1970
Lot Size	0.246 acres (10,725 sqft)
Owner	2 Company Names on Record
Last Sale	$675,000 (Jul 2024)
Tax Bill	$8,028 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`230-0184-006-0000`

Property Details

APN / Parcel Number

Primary APN	`230-0184-006-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,905 sqft Living Area
1st Floor Area	1,905 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	10,725 sqft (0.246 acres)
Garage Area	510 sqft
Parking Spaces	2 Parking Spaces
Pool Area	9,500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4400 BELA WAY
City	CARMICHAEL
State	CA
Zip	95608-1258
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	OAK MEADOWS 03, LOT 10
Legal Subdivision	OAK MEADOWS 03
Legal Lot Number	10
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1004
Census Tract	7603

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	610 TAYLOR ST, MONTEREY, CA 93940-2038
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Jan 6, 2026	Intrafamily Transfer, Transfer
Jun 15, 2023	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jul 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2024 · Amount on Record
Deed Sale	Jul 30, 2024 · Amount on Record
Prior Sale	Jun 15, 2023 · Amount on Record
Deed Book / Page	20240730 / 468
Prior Transfer Date	Apr 22, 1994
Prior Transfer Doc	9404001768
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 24, 2026
Property Address	4400 BELA WAY, CARMICHAEL, CA 95608-1258
Document Number	2026000437
Book / Page	20260624 / 437
Instrument Date	Jun 17, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	4400 BELA WAY, CARMICHAEL, CA 95608-1258

Mortgage

Document Number	2026000437,
Date	Jun 24, 2026
Book Page	20260624/437

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4400 BELA WAY, CARMICHAEL, CA 95608-1258
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4400 BELA WAY, CARMICHAEL, CA 95608-1258

Mortgage

Document Number	0000001710
Date	Jul 12, 2021
Instrument	202107121710

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 6, 2026
Property Address	4400 BELA WAY, CARMICHAEL, CA 95608-1258
Document Number	0000001210
Map Reference	MB 78
Instrument Date	Dec 16, 2025
Instrument	202601061210
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	610 TAYLOR ST, MONTEREY, CA 93940-2038

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 15, 2023
Property Address	4400 BELA WAY, CARMICHAEL, CA 95608-1258
Document Number	0000000236
Map Reference	MB 78 MAP 19
Instrument Date	Jun 1, 2023
Instrument	202306150236
Transaction Type	Transfer
Record Updated	Jun 27, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4908 DILLON CROSS WAY, ANTELOPE, CA 95843-5618

Mortgage

Document Number	0000000237
Date	Jun 15, 2023
Instrument	202306150237

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	1 Months
Due	Jul 1, 2023

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4400 BELA WAY, CARMICHAEL, CA 95608-1258
Transaction Type	Mortgage
Record Updated	Jul 23, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4400 BELA WAY, CARMICHAEL, CA 95608-1258

Mortgage

Document Number	7120000001710
Date	Jul 12, 2021
Book Page	20210712/1710

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$688,500 (+2%) Land $153,000 Building $535,500
2025	$8,028.00 (+4.45%)	$675,000 (+90.1%) Land $150,000 Building $525,000
2024	$7,686.00 (+80.93%)
2023	$4,248.00 (+0.54%)	$355,074 (+2%) Land $94,685 Building $260,389
2022	$4,225.00	$348,113 Land $92,829 Building $255,284

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Oct 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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