440/446 N Cliffside Dr, Noel, MO 64854 Property Records

McDonald County property record for 440/446 N Cliffside Dr, Noel, MO 64854

Property Summary

Property Type	Office Building
Details	1,368 sqft · built 1950
Lot Size	0.45 acres (19,602 sqft)
Owner	Company Name on Record
Last Sale	$1,117,500 (Jan 2021)
Tax Bill	$637 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Jan 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-5.0-15-000-000-048.000`

Property Details

APN / Parcel Number

Primary APN	`17-5.0-15-000-000-048.000`

Interior

Total Rooms	4 Rooms
Building Area	1,368 sqft Adjusted Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Metal
Foundation Type	Slab (Mat/Raft)
Roof Type	Flat
Roof Material	Metal
Lot Area	19,602 sqft (0.45 acres)
Total Buildings	3 Buildings

Location & Zoning

Street Address	440/446 N CLIFFSIDE DR
City	NOEL
State	MO
Zip	64854
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	LOT 60 & E 25' LOT 61 HARMON & ST CLAIR HILL SUB DIV EXCEPT BEG AT NE COR LOT 60 TH S 100' W 25' N 100' E 25' TO POB
Legal Range	33W
Legal Township	21N
Legal Section	15
Legal Subdivision	HARMON ST CLAIR HILL SUB DIV
Legal Lot Number	60-61
Jurisdiction	MCDONALD MO
Township / Civil Division	ELK RIVER WEST
Census Block Group	3
Census Block	3042
Census Tract	70300

Owner

Source: McDonald County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2867 HALL RIDGE RD, NOEL, MO 64854-8300
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Intrafamily Transfer, Transfer · Line of Credit MIDWEST REGIONAL BANK
Jan 6, 2021	Quit Claim Deed, Transfer Quitclaim
Feb 11, 2020	Contract Sale, Transfer TOMMY SHIELDS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2021 · Amount on Record
Deed Sale	Jan 6, 2021 · Amount on Record
Prior Sale	Feb 11, 2020 · Amount on Record
Deed Book / Page	2021 / 41
Prior Transfer Date	Dec 28, 2020
Prior Transfer Doc	0002021/40
Record Updated	Oct 29, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCDONALD MO
Recording Date	Jan 6, 2021
Property Address	440 N CLIFFSIDE DR # 446, 446, NOEL, MO 64854-9134
Document Number	0002021/41
Book / Page	2021 / 41
Instrument Date	Dec 31, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2867 HALL RIDGE RD, NOEL, MO 64854-8300

Mortgage

Document Number	0000202142
Date	Jan 6, 2021
Instrument	2021/42

Lender

Name	MIDWEST REGIONAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCDONALD MO
Recording Date	Jan 6, 2021
Property Address	440 N CLIFFSIDE DR # 446, 446, NOEL, MO 64854-9134
Document Number	0002021/40
Book / Page	2021 / 40
Instrument Date	Dec 28, 2020
Transaction Type	Transfer
Record Updated	Dec 31, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2867 HALL RIDGE RD, NOEL, MO 64854-8300

February 2020: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	MCDONALD MO
Recording Date	Feb 11, 2020
Property Address	440 N CLIFFSIDE DR # 446, 446, NOEL, MO 64854-9134
Document Number	002020/362
Book / Page	2020 / 362
Instrument Date	Feb 1, 2020
Transaction Type	Transfer
Record Updated	Dec 31, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2867 HALL RIDGE RD, NOEL, MO 64854-8300

Mortgage

Date	Feb 11, 2020

Lender

Name	TOMMY SHIELDS
Type	Private Party

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: McDonald County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	McDonald County
Municipality	Noel City
Unified School District	McDonald County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,260 (-)	$47,680 (-) Land $5,000 Building $42,680
2025	$637.00 (+7.97%)	$15,260 (+7.77%)	$47,680 (+7.73%) Land $5,000 Building $42,680
2024	$590.00 (+0.17%)
2023	$589.00	$14,160	$44,260 Land $5,000 Building $39,260

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	280 (1995–2025)
Claims Outside the SFHA	18 of 280
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 87 claims Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 32 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rally Networks DSL	100 / 50

440/446 N Cliffside Dr, Noel, MO 64854 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2021: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2020: Contract Sale, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on N Cliffside Dr

Nearby Streets

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