440 Yellowbrick Rd, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 440 Yellowbrick Rd, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,857 sqft
Lot Size	19.6 acres (855,039 sqft)
Owner	2 Trust Names on File
Last Sale	$220,000 (Jun 1999)
Tax Bill	$11,642 (2025)
Deeds & Mortgages	May 2021 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`049-022-53`

Property Details

APN / Parcel Number

Primary APN	`049-022-53`
Alternative APN	`049-022-53-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Building Area	2,857 sqft Living Area
Gross Area	3,605 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Construction Type	Wood
Roof Material	Tile
Lot Area	855,039 sqft
Terrain	Steep
View / Lot	Mountain
Garage Type	Attached
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces
Deck Area	814 sqft
Patio Area	814 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	440 YELLOWBRICK RD
City	WATSONVILLE
State	CA
Zip	95076-8566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	PARCEL MAP
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	2
Census Block	2015
Census Tract	122402

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	440 YELLOWBRICK RD, WATSONVILLE, CA 95076-8566
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Aug 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
Dec 31, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 1999 · Amount on File
Deed Sale	Jun 10, 1999 · Amount on File
Deed Document Number	199940705
Last Transfer Date	Dec 29, 2020
Transfer Doc	0000057683
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	440 YELLOWBRICK RD, WATSONVILLE, CA 95076-8566
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 YELLOWBRICK RD, WATSONVILLE, CA 95076-8566

Mortgage

Document Number	0000025120
Date	May 3, 2021
Instrument	2021-0025120

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 20, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	440 YELLOWBRICK RD, WATSONVILLE, CA 95076-8566
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 YELLOWBRICK RD, WATSONVILLE, CA 95076-8566

Mortgage

Document Number	0000025115
Date	May 3, 2021
Instrument	2021-0025115

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	440 YELLOWBRICK RD, WATSONVILLE, CA 95076-8566
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK CRS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026999
Date	Aug 16, 2017
Instrument	2017-0026999

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Sep 1, 2027

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 31, 2020
Property Address	440 YELLOWBRICK RD, WATSONVILLE, CA 95076-8566
Document Number	0000057683
Instrument Date	Dec 29, 2020
Instrument	57683
Transaction Type	Transfer
Record Updated	Jan 15, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	440 YELLOWBRICK RD WATSONVILLE CA 950768566, WATSONVILLE, CA 95076-8566

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$972,289 (+2%) Land $376,396 Building $595,893
2025	$11,642.00 (+13.16%) Homeowner's exemption	$953,225 (+4.04%) Land $369,016 Building $584,209
2023	$10,288.00 (+1.82%) Homeowner's exemption	$916,210 Land $354,687 Building $561,523	$1,800,810
2022	$10,104.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2016–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: Cruzio, Spectrum, Surfnet Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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