440 Windsor St, Reading, PA 19601 Property Records

Berks County property record for 440 Windsor St, Reading, PA 19601

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 1,979 sqft · built 1915
Lot Size0.03 acres (1,307 sqft)
OwnerIndividual Name on Record
Last Sale$49,900 (Jun 1997)
Tax Bill$1,569 (2026)
Deeds & MortgagesJun 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN5307-51-75-6069

Property Details

APN / Parcel Number

Primary APN5307-51-75-6069
Alternative APNs
  • 14-5307-51-75-6069
  • 14687900
  • 687900

Interior

Bedrooms5 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories3 Stories
Building Area1,979 sqft Living Area

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area1,307 sqft (0.03 acres)
View / LotNeighborhood
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number14687900
Street Address440 WINDSOR ST
CityREADING
StatePA
Zip19601-2139
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block75
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group1
Census Block1004
Census Tract900

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address440 WINDSOR ST, READING, PA 19601-2139
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 2, 1997 · Amount on Record
Deed SaleJun 2, 1997 · Amount on Record
Deed Book / Page2835 / 1887
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address440 WINDSOR ST, READING, PA 19601-2139
Transaction TypeMortgage
Record UpdatedJul 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 WINDSOR ST, READING, PA 19601-2139

Mortgage

Document Number0000018021
DateJun 22, 2023
Instrument2023018021
Lender
NameRIVERFRONT FCU
TypeCredit Union
AddressREADING, PA 19610
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term241 Months
DueJul 1, 2043

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,569.00 (+6.66%)$55,600 (-) Land $9,000 Building $46,600$9,000 (-83.81%) Land $9,000
2024$1,471.00$55,600 Land $9,000 Building $46,600
1994$55,600 Land $9,000 Building $46,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimJul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 989 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
10,000 / 10,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Windsor St

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