Ocean County and Lacey Township property record for 440 Windsor St, Forked River, NJ 08731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,440 sqft · built 1980 |
| Lot Size | 0.276 acres (12,001 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,000 (Aug 2008) |
| Tax Bill | $8,514 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01453-0000-00019 |
| Primary APN | 13-01453-0000-00019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,440 sqft Living Area |
| Gross Area | 3,805 sqft |
| Basement Area | 1,365 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asbestos |
| Lot Area | 12,001 sqft (0.276 acres) |
| Lot Dimensions | 100 ft deep x 120 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 00096742 |
|---|---|
| Street Address | 440 WINDSOR ST |
| City | FORKED RIVER |
| State | NJ |
| Zip | 08731-2445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75 |
| Legal Description | 120 X 100 20,21,22,23,24 |
| Legal Subdivision | BARNEGAT PINES REALTY CO INC M |
| Legal Block | 1453 |
| Legal Lot Number | 19 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | LACEY |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 732003 |
Source: Ocean County and Lacey Township records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 440 WINDSOR ST, FORKED RIVER, NJ 08731-2445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2008 · Amount on Record |
| Deed Sale | Aug 8, 2008 · Amount on Record |
| Prior Sale | Feb 29, 2000 · Amount on Record |
| Deed Document Number | 200886299 |
| Deed Book / Page | 14085 / 1564 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 440 WINDSOR ST, FORKED RIVER, NJ 08731-2445 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | LANDGUARD TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0177681306 |
|---|---|
| Date | Jan 29, 2020 |
| Book Page | 17768/1306 |
| Instrument | 2020010190 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2040 |
Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Lacey Township |
| Unified School District | Lacey Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $311,300 (-) Land $80,500 Building $230,800 | $311,300 (-) Land $80,500 Building $230,800 | |
| 2025 | $8,514.00 (+7.94%) | $311,300 (-) Land $80,500 Building $230,800 | $311,300 (-) Land $80,500 Building $230,800 |
| 2024 | $7,888.00 (+11.98%) | ||
| 2023 | $311,300 Land $80,500 Building $230,800 | $311,300 Land $80,500 Building $230,800 | |
| 2022 | $7,044.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 51% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 528 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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