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440 Windrose Dr, Orlando, FL 32824 Property Records

Orange County property record for 440 Windrose Dr, Orlando, FL 32824

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,528 sqft · built 2006
Lot Size0.154 acres (6,709 sqft)
Owner2 Individual Names on File
Last Sale$152,000 (Dec 2009)
Tax Bill$3,250 (2025)
Deeds & MortgagesNov 2025 Mortgage
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN35-24-29-9363-00-060

Property Details

APN / Parcel Number

Primary APN35-24-29-9363-00-060
Alternative APNs
  • 292435936300060
  • 461019
  • 466676
  • 471236

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,528 sqft Living Area
Gross Area3,155 sqft
1st Floor Area1,447 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,709 sqft (0.154 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address440 WINDROSE DR
CityORLANDO
StateFL
Zip32824-6138
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionWINDROSE AT SOUTHMEADOW UNIT 2 62/37 LOT 6
Legal Range29E
Legal Township24S
Legal Section35
Legal SubdivisionWINDROSE AT SOUTHMEADOW UT 2
Legal Tract9363
Legal Lot Number6
Legal Unit2
JurisdictionORANGE FL
Township / Civil DivisionORLANDO
Census Block Group1
Census Block1000
Census Tract16814

Owner

440 Windrose Dr is owned and occupied by two individuals who bought it in December 2009.

Source: Orange County records, as of April 30, 2026

Owner of Record2 Individual Names on File
Mailing Address440 WINDROSE DR, ORLANDO, FL 32824-6138
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2025Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Apr 4, 2017Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 2009 · Amount on File
Deed SaleDec 21, 2009 · Amount on File
Prior SaleMar 31, 2006 · Amount on File
Deed Document Number2009736898
Deed Book / Page9978 / 7088
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address440 WINDROSE DR, ORLANDO, FL 32824-6138
Transaction TypeMortgage
Record UpdatedDec 5, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 WINDROSE DR, ORLANDO, FL 32824-6138

Mortgage

Document Number0000671682
DateNov 20, 2025
Instrument20250671682
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressCLEVELAND, OH 44114
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address440 WINDROSE DR, ORLANDO, FL 32824-6138
Document Number0000199985
Instrument DateApr 4, 2017
Transaction TypeMortgage
Record UpdatedMay 12, 2017
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address440 WINDROSE DR ORLANDO FL 328246138, ORLANDO, FL 32824-6138

Mortgage

Document Number0000199985
DateApr 12, 2017
Instrument199985
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term324 Months
DueApr 11, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 440 Windrose Dr was $3,250, up 6.3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$202,450 (+2.7%)$450,780 (-1.49%) Land $70,000 Building $380,780
2025$3,250.00 (+6.28%) Homeowner's exemption$197,128$457,600 Land $70,000 Building $387,600
2024$3,058.00 (+8.02%)
2023$2,831.00 (+5.2%) Homeowner's exemption$185,992 (+3%)$414,528 (+14.03%) Land $70,000 Building $344,528
2022$2,691.00 Homeowner's exemption$180,575$363,522 Land $70,000 Building $293,522

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 Windrose Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Windrose Dr is moderate, ranking above 44% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: Xfinity.

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