Chester County property record for 440 Winding Stream Rd, Spring City, PA 19475
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,022 sqft · built 2001 |
| Lot Size | 0.256 acres (11,146 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $272,000 (Jan 2013) |
| Tax Bill | $793 (2026) |
| Deeds & Mortgages | Oct 2025 Second Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-6-72 |
| Primary APN | 21-6-72 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,022 sqft Living Area |
| Gross Area | 2,522 sqft |
| Basement Area | 500 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,146 sqft (0.256 acres) |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 440 WINDING STREAM RD |
|---|---|
| City | SPRING CITY |
| State | PA |
| Zip | 19475-1682 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | LOT 72 & DWG |
| Legal Subdivision | STONEY RUN |
| Legal Lot Number | 72 |
| Jurisdiction | CHESTER PA |
| Township / Civil Division | EAST VINCENT |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 311000 |
Source: Chester County records · APN 21-6-72
Assessment roll updated May 28, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 WINDING STREAM RD, SPRING CITY, PA 19475-1682 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 23, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage POLICE & FIRE FCU |
| Apr 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage POLICE & FIRE FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 15, 2013 · Amount on Record |
| Deed Sale | Jan 15, 2013 · Amount on Record |
| Prior Sale | Jan 30, 2012 |
| Deed Document Number | 201311238891 |
| Deed Book / Page | 8613 / 314 |
| Prior Transfer Date | May 14, 2003 |
| Prior Transfer Doc | 0057090523 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 440 WINDING STREAM RD, SPRING CITY, PA 19475-1682 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0114691863 |
|---|---|
| Date | Oct 23, 2025 |
| Book Page | 11469/1863 |
| Instrument | 12093489 |
| Name | POLICE & FIRE FCU |
|---|---|
| Type | Credit Union |
| Address | BENSALEM, PA 19020 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTER PA |
| Property Address | 440 WINDING STREAM RD, SPRING CITY, PA 19475-1682 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0105242242 |
|---|---|
| Date | Apr 28, 2021 |
| Book Page | 10524/2242 |
| Instrument | 11828324 |
| Name | POLICE & FIRE FCU |
|---|---|
| Type | Credit Union |
| Address | BENSALEM, PA 19020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Feb 01, 2036 |
Source: Chester County records · Assessment roll updated May 28, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Chester County |
| County Subdivision | East Vincent Township |
| Unified School District | Owen J. Roberts School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $793.00 (-89.41%) | $182,240 (-) Land $44,820 Building $137,420 | $182,240 (-) Land $44,820 Building $137,420 |
| 2025 | $182,240 (-) Land $44,820 Building $137,420 | $182,240 (-) Land $44,820 Building $137,420 | |
| 2024 | $7,485.00 | $182,240 Land $44,820 Building $137,420 | |
| 1998 | $182,240 Land $44,820 Building $137,420 |
Source: FEMA National Flood Hazard Layer as of October 2, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
Based on FCC filings for 176 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PA AMERICAN ROYERSFORD private · serves 49,508 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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