York County and Biddeford City property record for 440 West St, Biddeford, ME 04005
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 1 ba · 2,384 sqft · built 1940 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Company Names on Record |
| Tax Bill | $6,293 (2025) |
| Deeds & Mortgages | Nov 2019 Refinance Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | BIDD M:4 L:26-1 |
| Primary APN | BIDD M:4 L:26-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,384 sqft Living Area |
| Gross Area | 3,728 sqft |
| 1st Floor Area | 1,208 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 32,670 sqft (0.75 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 440 WEST ST |
|---|---|
| City | BIDDEFORD |
| State | ME |
| Zip | 04005-9229 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RF |
| Legal Lot Number | 26-1 |
| Jurisdiction | BIDDEFORD ME |
| Township / Civil Division | BIDDEFORD |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 25300 |
Source: York County and Biddeford City records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 440 WEST ST, BIDDEFORD, ME 04005-9229 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 6, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Feb 5, 2018 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 440 WEST ST, BIDDEFORD, ME 04005-9229 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0180900939 |
|---|---|
| Date | Nov 6, 2019 |
| Book Page | 18090/939 |
| Instrument | 2019047522 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BIDDEFORD ME |
| Property Address | 440 WEST ST, BIDDEFORD, ME 04005-9229 |
| Document Number | 0176660845 |
| Instrument Date | Feb 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 440 WEST ST BIDDEFORD ME 040059229, BIDDEFORD, ME 04005-9229 |
| Document Number | 0176660845 |
|---|---|
| Date | Feb 26, 2018 |
| Book Page | 017666/000845 |
| Instrument | 7495 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Feb 25, 2033 |
Source: York County and Biddeford City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Biddeford City |
| Unified School District | Biddeford (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,293.00 (+6.28%) | $421,200 (+1.15%) Land $174,800 Building $246,400 | |
| 2024 | $5,921.00 (+9.16%) | $416,400 (+0.73%) Land $174,800 Building $241,600 | |
| 2023 | $5,424.00 (+8.76%) | $413,400 (+36.03%) Land $171,800 Building $241,600 | $547,580 |
| 2022 | $4,987.00 | $303,900 Land $116,300 Building $187,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–1996) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Oct 1996 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures