Brevard County property record for 440 Watson Dr, Indialantic, FL 32903
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,944 sqft · built 1961 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $720,000 (Dec 2022) |
| Tax Bill | $11,107 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Dec 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-37-36-01-*-85 |
| Primary APN | 27-37-36-01-*-85 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,944 sqft Living Area |
| Gross Area | 2,730 sqft |
| 1st Floor Area | 1,944 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 302 sqft |
| Patio Area | 396 sqft |
| Utility Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2730384 |
|---|---|
| Street Address | 440 WATSON DR |
| City | INDIALANTIC |
| State | FL |
| Zip | 32903-4128 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | INDIALANTIC HEIGHTS 1ST SEC LOT 85 |
| Legal Range | 37E |
| Legal Township | 27S |
| Legal Section | 36 |
| Legal Subdivision | INDIALANTIC HEIGHTS 1ST SEC |
| Legal Lot Number | 85 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | INDIALANTIC-MELBOURNE BEACH |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 66302 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 870 N MIRAMAR AVE, INDIALANTIC, FL 32903-3054 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK |
| Dec 30, 2022 | Warranty Deed, Transfer · Conventional Mortgage FIRST AMERICAN BANK |
| Jul 7, 2022 | Warranty Deed, Transfer THE TITLE PLACE INC, THE CLOSING PLACE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2022 · Amount on Record |
| Deed Sale | Dec 30, 2022 · Amount on Record |
| Prior Sale | Jul 7, 2022 · Amount on Record |
| Deed Document Number | 2022300403 |
| Deed Book / Page | 9688 / 776 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jun 5, 2026 |
| Property Address | 440 WATSON DR, INDIALANTIC, FL 32903-4128 |
| Document Number | 0000115218 |
| Book / Page | 10644 / 1203 |
| Instrument Date | May 29, 2026 |
| Instrument | 2026115218 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 440 WATSON DR, INDIALANTIC, FL 32903-4128 |
| Document Number | 0000115218, |
|---|---|
| Date | Jun 5, 2026 |
| Book Page | 10644/1203 |
| Instrument | 2026115218 |
| Name | FIRST AMERICAN BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 1, 2036 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Dec 30, 2022 |
| Property Address | 440 WATSON DR, INDIALANTIC, FL 32903-4128 |
| Document Number | 0096880776 |
| Book / Page | 9688 / 776 |
| Map Reference | MB 12 PG 115 |
| Instrument Date | Dec 27, 2022 |
| Instrument | 2022300403 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2023 |
| Title Company | TITLE SECURITY AND ESCROW, TITLE SECURITY & ESCROW OF C |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,040.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2205 VERMONT ST, WEST MELBOURNE, FL 32904-6252 |
| Name | Verified Name |
|---|---|
| Address | 440 WATSON DR, INDIALANTIC, FL 32903-4128 |
| Document Number | 0009688777 |
|---|---|
| Date | Dec 30, 2022 |
| Instrument | 9688/777 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Jan 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11% |
| Index | 1-Year T-Bill |
| Max Rate | 11% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Jul 7, 2022 |
| Property Address | 440 WATSON DR, INDIALANTIC, FL 32903-4128 |
| Document Number | 0095532949 |
| Book / Page | 9553 / 2949 |
| Map Reference | MB 12 PG 115 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 2022168704 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Title Company | THE TITLE PLACE INC, THE CLOSING PLACE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8567 E 25TH PL, 8567, DENVER, CO 80238-2747 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 121591, WEST MELBOURNE, FL 32912-1591 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Indialantic Town |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $652,810 (-2.31%) | $652,810 (-2.31%) | |
| 2025 | $11,107.00 (+7.4%) Homeowner's exemption | $668,280 (+14.1%) | $668,280 (+14.1%) |
| 2023 | $10,342.00 (+426.58%) | $585,690 (+279.53%) Land $235,000 Building $350,690 | $585,690 (+44.17%) Land $235,000 Building $350,690 |
| 2022 | $1,964.00 Homeowner's exemption | $154,320 | $406,260 Land $235,000 Building $171,260 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 107 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 631 units insured incl. 524 condo units |
| Nearby Flood Claims | 24 (1995–2017) |
| Claims Outside the SFHA | 17 of 24 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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