440 Washington St, Denver, IA 50622 Property Records

Bremer County property record for 440 Washington St, Denver, IA 50622

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,840 sqft · built 1955
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on Record
Last Sale$210,000 (Apr 2013)
Tax Bill$5,132 (2025)
Deeds & MortgagesJul 2018 Line of Credit
Sep 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN10-24-376-007

Property Details

APN / Parcel Number

Primary APN10-24-376-007

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,840 sqft Living Area
1st Floor Area1,120 sqft
Basement Area1,840 sqft
Unfinished Basement1,840 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialMetal
Construction TypeSteel Frame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage TypeAttached
Garage Area880 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area48 sqft
Deck Area224 sqft
Patio Area196 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address440 WASHINGTON ST
CityDENVER
StateIA
Zip50622-9532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description24-91-13 ORIGINAL LOT 8 BLK 2
Legal Range13W
Legal Township91N
Legal Section24
Legal SubdivisionDENVER (ORIGINAL TOWN)
Legal Block2
Legal Lot Number8
JurisdictionBREMER IA
Township / Civil DivisionJEFFERSON
Census Block Group1
Census Block1031
Census Tract4600

Owner

Source: Bremer County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address440 WASHINGTON ST, DENVER, IA 50622-9532
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2018Deed of Trust, Mortgage · Line of Credit
UNIVERSITY OF IOWA CREDIT UNION
Sep 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
GREEN STATE CU
Jun 21, 2021Warranty Deed, Transfer · Conventional Mortgage
DENVER SAVINGS BANK
Apr 23, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 17, 2013 · Amount on Record
Deed SaleApr 17, 2013 · Amount on Record
Deed Document Number20131769
Record UpdatedOct 29, 2026

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREMER IA
Property Address440 WASHINGTON ST, DENVER, IA 50622-9532
Transaction TypeMortgage
Record UpdatedAug 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002018/0000002464
DateJul 2, 2018
Book Page0000002018/0000002464
Instrument20182464
Lender
NameUNIVERSITY OF IOWA CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term54 Months
DueJan 1, 2023

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREMER IA
Property Address440 WASHINGTON ST, DENVER, IA 50622-9532
Transaction TypeMortgage
Record UpdatedAug 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20203821
DateSep 2, 2020
Instrument20203821
Lender
NameGREEN STATE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueSep 1, 2025
Interest
Rate TypeFixed Rate

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREMER IA
Recording DateJun 21, 2021
Property Address440 WASHINGTON ST, DENVER, IA 50622-9532
Document Number20213078
Instrument DateJun 17, 2021
Instrument20213078
Transaction TypeTransfer
Record UpdatedSep 22, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$479.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address440 WASHINGTON ST, DENVER, IA 50622-9532

Mortgage

Document Number20213079
DateJun 21, 2021
Instrument20213079
Lender
NameDENVER SAVINGS BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded

April 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREMER IA
Recording DateApr 23, 2021
Property Address440 WASHINGTON ST, DENVER, IA 50622-9532
Document Number20212057
Instrument DateApr 21, 2021
Instrument20212057
Transaction TypeTransfer
Record UpdatedAug 24, 2021

Transaction

AmountAmount Recorded
Tax$51.20
Amount AccuracyRounded by County
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 WASHINGTON ST, DENVER, IA 50622-9532

Tax Assessment & Valuation

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBremer County
MunicipalityDenver City
Unified School DistrictDenver Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,132.00 (+13.49%) Homeowner's exemption$335,610 (+8.56%) Land $21,450 Building $314,160$335,610 (+8.56%) Land $21,450 Building $314,160
2023$309,160 Land $19,800 Building $289,360$309,160 Land $19,800 Building $289,360
2022$4,522.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims20 (1979–2008)
Claims Outside the SFHA1 of 20
Most Recent ClaimApr 2008 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, May 1999 · 3 claims
  • Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDENVER WATER SUPPLY
serves 1,919 people · EPA ID IA0915030
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Butler-Bremer Mutual Telephone Company
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber
1,000 / 50
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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