440 Walnut Rd, Lake Forest, IL 60045 Property Records

Lake County property record for 440 Walnut Rd, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Lot Size	0.929 acres (40,467 sqft)
Owner	2 Trust Names on File
Tax Bill	$10,716 (2023)
Deeds & Mortgages	Feb 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`12-33-204-020`

Property Details

APN / Parcel Number

Primary APN	`12-33-204-020`

Exterior

Lot Area	40,467 sqft (0.929 acres)
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	440 WALNUT RD
City	LAKE FOREST
State	IL
Zip	60045-2254
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARGARET M & HAMPSEN M SWIFT MEMORIAL SUBDIVISION;LOT 4
Legal Subdivision	MARGARET M & HAMPSEN M SWIFT MEMORIAL SU
Legal Lot Number	4
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	1
Census Block	1001
Census Tract	863400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

440 Walnut Rd is owner-occupied and held in a trust since January 2022.

Source: Lake County records, as of April 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	440 WALNUT RD, LAKE FOREST, IL 60045-2254
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 13, 2022
Transfer Doc	0007873606
Record Updated	Sep 20, 2026

February 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE IL
Recording Date	Feb 14, 2022
Property Address	440 WALNUT RD, LAKE FOREST, IL 60045-2246
Document Number	0007873606
Map Reference	DOC 7660968
Instrument Date	Jan 13, 2022
Instrument	7873606
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	390 E WISCONSIN AVE, LAKE FOREST, IL 60045-1480

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$540,492 Land $205,323 Building $335,169	$1,621,639 Land $616,031 Building $1,005,608
2023	$10,716.00 (+8.19%)	$170,272 (+0.92%) Land $170,272	$510,867 (+0.92%) Land $510,867
2022	$9,905.00	$168,720 Land $168,720	$506,211 Land $506,211

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 440 Walnut Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 440 Walnut Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE FOREST serves 19,642 people · EPA ID IL0970800
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20