440 Wagon Trl, Duncan, SC 29334 Property Records

Spartanburg County property record for 440 Wagon Trl, Duncan, SC 29334

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,958 sqft · built 2019
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$255,000 (Aug 2024)
Tax Bill	$5,448 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5-3600-02832`

Property Details

APN / Parcel Number

Primary APN	`5-3600-02832`
Alternative APN	`188141`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,958 sqft Living Area
Gross Area	2,458 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	188141
Street Address	440 WAGON TRL
City	DUNCAN
State	SC
Zip	29334-9816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 CARTWRIGHT FARM SUB PB 176-42
Legal Subdivision	CARTWRIGHT FARM SUB
Legal Lot Number	7
Jurisdiction	SPARTANBURG SC
Township / Civil Division	REIDVILLE
Census Block Group	2
Census Block	2019
Census Tract	23408

Owner

440 Wagon Trl is owned and occupied by an individual who bought it in August 2024.

Source: Spartanburg County records, as of November 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	440 WAGON TRL, DUNCAN, SC 29334-9816
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2024 · Amount on File
Deed Sale	Aug 9, 2024 · Amount on File
Prior Sale	May 28, 2020 · Amount on File
Deed Document Number	2024-31746
Deed Book / Page	147-R / 596
Record Updated	Jun 8, 2026

May 2020: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	SPARTANBURG SC
Recording Date	May 28, 2020
Property Address	440 WAGON TRL, DUNCAN, SC 29334-9816
Document Number	0000022086
Book / Page	127-Z / 811
Map Reference	MB 176 PG 42
Instrument Date	May 27, 2020
Instrument	2020-22086
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.30
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	440 WAGON TRL, DUNCAN, SC 29334-9816

Mortgage

Document Number	0000022087
Date	May 28, 2020
Book Page	5820/543
Instrument	2020-22087

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 440 Wagon Trl was $5,448, up 293.9% from the year before.

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,448.00 (+293.93%)	$15,300 Land $4,164 Building $11,136	$255,000 Land $69,400 Building $185,600
2024	$1,383.00 (-0.29%)
2023	$1,387.00	$8,763 Land $2,324 Building $6,439	$261,700 Land $69,400 Building $192,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 440 Wagon Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 440 Wagon Trl is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20